Advertisements
Many individuals have the opportunity to withdraw above R$2,900 this month due to an authorization from Caixa. Find out more!
Here is some valuable advice for those looking for extra money: Caixa Econômica Federal allows the withdrawal of more than R$2,900, corresponding to the release of the anniversary withdrawal from the Severance Pay Guarantee Fund (FGTS).
Therefore, Brazilian citizens who celebrate their birthday in October are already allowed to access this option. Therefore, those who choose this type of withdrawal can withdraw the amount until the end of December. Learn more about the topic below.
Advertisements
Caixa makes birthday withdrawal available for those born in October
The option to withdraw FGTS on your anniversary is voluntary, as established by law 13.932/2019. Therefore, those born in October are not required to make this withdrawal, thus remaining in the fund's standard format, which is the termination withdrawal.
Advertisements
Caixa allows this type of withdrawal from the first business day of the citizen's birth month. Therefore, those with birthdays in October who decide to withdraw have until December 29 to do so. After this period, the amount will no longer be available.
Finally, Caixa recommends that citizens proceed with the anniversary withdrawal through the FGTS app, available for Android and iOS devices. Through it, it is possible to transfer the amount directly to the individual's bank account. In addition, withdrawals can also be made at lottery outlets and ATMs for Citizen Card holders.
How much can I withdraw on my anniversary withdrawal?
Read also: Recovering Forgotten Amounts at the Central Bank: a guide for heirs
The withdrawal amount is determined by a rate that varies from 5% to 50%, based on the balance of the FGTS account. Additionally, an extra amount is added that varies according to the existing balance. See the balance categories, the respective rates and the additional amounts:
- Up to R$ 500 – 50%, no extra charge;
- From R$ 500.01 to R$ 1,000.00 – 40%, with an extra value of R$ 50;
- From R$ 1,000.01 to R$ 5,000.00 – 30%, with an extra value of R$ 150;
- From R$ 5,000.01 to R$ 10,000.00 – 20%, with an extra value of R$ 650;
- From R$ 10,000.01 to R$ 15,000.00 – 15%, with an extra value of R$ 1,150;
- From R$ 15,000.01 to R$ 20,000.00 – 10%, with an extra value of R$ 1,900;
- More than R$ 20,000.01 – 5%, with an extra value of R$ 2,900.
Therefore, if a worker has R$ 1,000 in FGTS balance and opts for the anniversary withdrawal, he can obtain R$ 400.00 at the 40% rate and add R$ 50.00 of the extra amount. Thus, he has the ability to withdraw R$ 450 from FGTS in the month in which he turns years old.
