Recovery of Forgotten Funds at the Central Bank: a guide for heirs

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Discover the method for reclaiming money from inactive accounts held with the Central Bank of Brazil. See how to apply for the withdrawal.

Recently, the Central Bank of Brazil (BC) announced that approximately R$ 7.3 billion remains available in the Receivables System (SVR) for withdrawal from inactive accounts. This “abandoned” amount also includes the assets of people who have passed away, according to the Estadão portal.

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Those who wish to request and consequently receive these amounts must be heirs, testamentary beneficiaries, estate administrators, or legal representatives of the deceased. The procedure for requesting and checking these amounts is carried out exclusively through the Central Bank's official website. See more details below.

How to check and reclaim amounts from the Central Bank

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In summary, the BC emphasizes that all these services are completely free of charge. Therefore, no payment is required to access the amounts. Simply follow the steps below:

  • Go to the official website;
  • Select “Check receivables“;
  • Enter the required information, such as the deceased person's CPF and date of birth;
  • Carry out the security confirmation and, finally, select “Check”.

Finally, if the check shows amounts available for withdrawal, proceeding with the subsequent steps of the withdrawal request is the recommended course of action.

Instructions for applying

Thus, the request for the amounts also begins on the Central Bank’s website. Users need to select “Access the System of Receivable Amounts”, and if there is no waiting list, they will be directed to the login page.

However, it is necessary to log in with the heir’s or executor’s gov.br account (Silver and Gold levels), not with the deceased individual’s account.

Recover the money “abandoned” at the Central Bank

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In this context, after logging in, the user needs to choose the “Amounts for Deceased Individuals” option within the system. They must enter the deceased’s CPF and date of birth, read and agree to the Term of Responsibility for consulting third-party data, to validate authorization for the consultation.

By following these procedures, the user will be able to see on the screen the amount to be received, the name and contact information of the financial institution responsible for refunding the amount, and its source. The Central Bank also makes a crucial observation, clarifying that it does not send links or make contact to discuss the amounts to be received.




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