Veja como funciona um cartão PJ Nubank

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O Nubank é um digital bank muito usado atualmente, já que conta com rápida aprovação de cartões, um app bastante interativo e outras diversas facilidades para os clientes. Assim, estes benefícios não se limitam às pessoas físicas, quem tem CNPJ também consegue usufruir de muitas vantagens do cartão PJ. 

This way, as well as other Nubank cards, the PJ card is free and has no annual fee. See below how this Nubank segment works and get your questions answered! 

How does the Nubank PJ card work? 

It is important to highlight that the PJ account was created in 2019 and has since been improved by the bank. Therefore, today the card has debit and credit functions and, like other cards, does not have an annual fee. 

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Outro detalhe é que com este card os clientes conseguem ter acesso à plataforma Mastercard Surpreenda e acumular pontos para converter em outros benefícios. Há, ainda mais benefícios, como um nome customizável na frente do cartão e a possibilidade de ter múltiplos cartões virtuais. 

The benefits don't stop there, see more advantages of this segment:

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  • Withdrawals from the Banco24Horas and Saque e Pague networks, both with a fee of R$ 6.50;
  • Access the main digital wallets on the market such as Apple Pay, Google Pay and Samsung Pay;
  • Contactless payments;
  • Access to Mastercard Surpreenda Empresas.

Who can access this card? 

The debit card is available to all Nubank PJ Account customers, but the credit function requires a regular review by the bank. Therefore, the digital bank's credit card is for MEIs. 

Additionally, the user must have a Nubank personal credit card that is not blocked to request a PJ card. 

How do I apply for a PJ credit card? 

Requesting this tool is simple, but first you need to have a PJ card with a debit function. So, if you already have the credit function available, the option “Request credit function” will appear in your application. 

If the option doesn't appear for you, don't despair, it's common for Nubank to release functions gradually, so just wait a little until the opportunity arrives in your app. 

Image: Disclosure/Nubank