The Serasa score is a score that ranges from 0 to 1000. This score is used to assess the consumer's habits regarding their financial history. Lenders usually consult your score before responding to requests for limit increases, loans or financing.
Basically, the Serasa score is a way of measuring your reputation in the market. This means that those with better scores have a greater chance of having their applications approved by the bank. Therefore, it is important to keep an eye on your score.
Serasa launched the Serasa 3.0 score. This new version of the score is very similar to the previous ones but has an important difference.
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Serasa score news
The new version of the score has a major new feature: Bank Connection. This feature allows you to link one or more bank accounts to Serasa. This will allow the credit protection company to monitor your relationship with money more accurately.
Through this function, Serasa monitors your current account statement, your salary and income, credit card history and limit, financing and more. In addition to this, there are other factors that are considered. See:
- Commitment to Credit;
- Debt and Pending Registration;
- Queries to your CPF;
- Financial Evolution.
Check your Score
It's simple to check your score. First, you must access the website Serasa official website or download the mobile application available for Android and iOS. Then you need to use your CPF to create an account on the platform.
As soon as you register, you will be able to check your score on the home screen. To understand in more detail how the score works, and get tips to increase yours, download the Score Guide via of this page.
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