Acredita Program: Loan of R$80,000 for CadÚnico registrants in 2024

The Federal Government launches the Acredita Program to facilitate access to credit, promote entrepreneurship and reduce inequalities. Learn how to apply for the R$80,000 loan available to those enrolled in the program. CadÚnico.

With the aim of promoting economic development, creating jobs and reducing social disparities, the Federal Government introduces the new program.

This initiative aims to make credit more accessible, especially for small businesses and individual micro-entrepreneurs (MEIs), stimulating entrepreneurship throughout the country.

Microcredit for Low-Income Entrepreneurs

One of the aspects of the Acredita Program is Acredita no Primeiro Passo, aimed at those registered with CadÚnico.

This project offers the opportunity to obtain up to R$1,400,000 in microcredit, with affordable interest rates, to start or expand businesses and increase family income.

Who Can Apply for a Acredita Loan?

To apply for the program, you must meet the following criteria:

  • Be registered with CadÚnico;
  • Being the financial provider for the family;
  • Being a MEI.

In addition, small rural producers participating in the Food Acquisition Program (PAA) are also eligible for Acredita.

Details of the Pillars of the Acredita Program

The Acredita Program is structured around four distinct pillars:

  1. Believe in the First Step: Offers microcredit to those registered with CadÚnico;
  2. Believe in Your Business: It aims to support small businesses, including debt renegotiation and easier access to credit;
  3. Believe in Real Estate Credit: Establishes a secondary market for real estate credit transactions;
  4. Believe in Sustainable Brazil: Develops a foreign exchange protection program for sustainable investments, aiming to attract international resources for environmentally responsible projects in Brazil.

This program offers a valuable opportunity for CadÚnico registrants and small entrepreneurs to access credit and boost their businesses.

With a clear focus on promoting economic development and financial inclusion, this initiative has the potential to generate significant positive impacts in communities across the country.

Image: Canva / Editing: Roberta de Oliveira