A primeira parcela do décimo terceiro salário já caiu na conta dos brasileiros, e agora a expectativa se volta para o pagamento da segunda parte do benefício. A segunda parcela estará disponível até a quarta-feira (20).
Enquanto aguardamos esse momento, é interessante considerar algumas estratégias para utilizar o dinheiro com sabedoria. Além disso, entender como é acontece o cálculo desse benefício pode ser útil para um planejamento financeiro mais eficiente.
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Como é o cálculo do benefício?
It is important to note that the calculation is based on dividing the total remuneration by 12. The result is then multiplied by the number of months worked. In addition, overtime, commissions and night shifts are also part of this calculation.
The basis for calculating the 13th salary is the gross payment amount, without deductions or advances.
Workers who are dismissed for just cause do not have the right to receive the amount and only those who have worked for at least 15 days can receive the money.
As mentioned before, the 13th salary is for workers with formal employment contracts, retirees and INSS pensioners can also receive it.
Como usar o seu décimo terceiro com inteligência?
It is important to use your thirteenth salary wisely and be careful not to get into debt. This is because it is common for people to get carried away with gifts and parties at the end of the year, so you need to have control.
A good way to use this extra money is to divide it up: half for celebrations and the other half for investments. You can leave the money in a savings account, for example, or even use it to pay off a debt.
Não use o dinheiro de forma impulsiva, tente organizar os gastos em uma planilha para não gastar descontroladamente esse dinheiro extra.
Image: Pexels/ Daniel Dan
