Pix has become a quick and practical alternative for payments, but you need to be careful to avoid scams.
Many consumers have been victims of fraud when paying bills using Pix, especially when they do not check the data correctly.
Now, we will highlight the importance of being careful when making payments via Pix and how to protect yourself from possible scams.
Risks when Paying Bills with Pix
Despite its advantages, Pix can also present risks, especially when paying bills. Scammers have taken advantage of the system's ease of use to create fake bills or alter the data of legitimate bills.
When the consumer does not carefully check the details of the bill, such as the barcode and the beneficiary, they run the risk of making a payment to a scammer.
The Growth of Pix Usage
Since its launch, Pix has been widely adopted by consumers due to its practicality. The possibility of making instant transfers at any time of the day, at no additional cost, has made this method a popular choice for various payments, including bank slips.
How to Protect Yourself from Scams
To avoid falling for scams when paying bills via Pix, it is essential to follow some security measures:
- Check the Ticket Data: Before making the payment, check the details on the bill, such as the amount, barcode and beneficiary's name. If anything seems suspicious, do not proceed with the transaction;
- Use Reliable Sources: Whenever possible, avoid clicking on links received via email or text message. Enter the boleto code manually in the bank's app or official website;
- Use Official Apps: Prefer to make payments via Pix using your bank's official app. This reduces the risk of accessing fraudulent websites;
- Confirm Transaction: After making the payment, confirm with the beneficiary that the amount was received correctly. This way, you can quickly identify any irregularities.
Role of Banks and Consumer Protection Agencies
Banks have reinforced their security measures to prevent Pix-related scams. In addition, organs Consumer protection agencies have been guiding customers on how to protect themselves and what procedures to follow in the event of fraud.
Image: Internet Reproduction
