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The Serasa Score is a score assigned to each consumer based on their financial history. This score is widely used as a thermometer by various banking institutions and credit companies when evaluating their customers' requests.
In other words, when you request a credit limit increase, loans, financing and other similar operations, your bank will certainly consider your Serasa Score as one of the criteria to be analyzed. Higher scores increase your chances of approval.
There are important tips that can help you increase your score. This is an important step in organizing your financial life. However, before that, you need to know how to check your score to find out what it is at the moment.
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Checking your Score on the Serasa website
To check your Score, first of all, you must register with Serasa. It is simple to create an account on the platform. You can do this through official website or by downloading the mobile app, available for Android and for iOS.
You will need to provide a cell phone number and/or address and email, as well as your CPF. Then, create an access password. Soon after, when your profile is ready, you will see your score on the app's main screen.
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The Serasa Score ranges from 0 to 1000. Check below how the scores are classified, according to Serasa:
| Your Score | What does it mean? |
| 701-1000 | Very good |
| 501-700 | Good |
| 301-500 | Regular |
| 0-300 | Low |
Increasing your Serasa Score
Having a good score, as already mentioned, will make your life and your relationship with money easier. There are some important tips that are useful for those who want a better score:
- Try to pay your bills before the due date;
- Pay off your outstanding debts;
- Build a history of trust with your bank;
- Do not make too many loan/credit requests in a row;
- Use Serasa’s new feature, “Bank Connection” to link one or more accounts and increase your chances of a better Score.
Image: Freepik
