What is the Nubank PJ card like?

Currently widely used, Nubank is a digital bank that stands out for its fast card approval, highly interactive app and a variety of facilities for customers. These benefits are not restricted to individuals; those with a CNPJ can also enjoy several advantages.

Like the other cards offered by Nubank, the PJ card is exempt from annual fees, providing another cost-free option for users. So, find out below how this Nubank segment works and clear up your doubts!

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How does the Nubank PJ card work? 

It is important to highlight that the PJ account was created in 2019 and has since been improved by the bank. Therefore, today the card has debit and credit functions and, like other cards, does not have an annual fee. 

Another detail is that with this card, customers can access the Mastercard Surpreenda platform and accumulate points to convert into other benefits. There are even more benefits, such as a customizable name on the front of the card and the possibility of having multiple virtual cards. 

The benefits don't stop there, see more advantages of this segment:

  • Withdrawals from the Banco24Horas and Saque e Pague networks, both with a fee of R$ 6.50;
  • Access the main digital wallets on the market such as Apple Pay, Google Pay and Samsung Pay;
  • Contactless payments;
  • Access to Mastercard Surpreenda Empresas.

Who can access this card? 

The debit card is available to all Nubank PJ Account customers, but the credit function requires a regular review by the bank. Therefore, the digital bank's credit card is for MEIs. 

Additionally, the user must have a Nubank personal credit card that is not blocked to request a PJ card. 

Image: Nubank/ Ultraviolet