Nubank, one of the leading fintechs in Brazil, made a crucial announcement on its Instagram profile, aimed at its customers. Thus, with the arrival of the end of the year, a period marked by high spending and festivities, the digital bank offered valuable tips for efficient financial planning.
This announcement is especially relevant for customers who will receive their 13th salary, as it offers guidance on how to best manage these extra resources.
See also: Competition opens more than 900 job vacancies
Nubank highlighted the importance of creating a conscious budget
Nubank highlighted the importance of prioritizing spending and creating a conscious budget for year-end expenses. The idea is to avoid unpleasant surprises at the beginning of next year, when expenses such as property tax, vehicle tax and school fees tend to arise. The bank suggests that customers list their priorities and plan their spending, considering these future expenses.
Financial Planning Tips
THE digital bank advises his clients to divide their 13th salary into different spending “boxes”. This strategy allows for better visibility and control over where the money goes, whether for Christmas shopping, end-of-year trips or saving for expenses at the beginning of the year. This approach helps to avoid impulsive spending and ensures that all needs are met.
Preparing for beginning of year expenses
In addition to the festivities, Nubank emphasizes the importance of preparing for typical expenses at the beginning of the year. Therefore, financial planning should include setting aside part of the 13th salary to cover taxes and school expenses. This way, customers can start the new year with greater financial peace of mind, avoiding debt and unnecessary stress.
Image: Disclosure/Nubank
