Having a negative credit rating does not mean that you are unable to get a credit card.
In 2024, the market offers several options for people who are looking for a way to rebuild their credit in a safe and affordable way.
Below, we highlight the best credit card alternatives for those with bad credit.
PagBank Prepaid Card
THE PagBank Prepaid Card It is a practical solution for those with bad credit, as it does not require a credit analysis. Simply make deposits into your PagBank account to top up your balance and use the card for purchases and payments safely. In addition, it allows transfers, bill payments and withdrawals, which makes it a versatile and accessible option.
Will Bank
THE Will Bank It is an interesting alternative, as it has a fast and simplified approval process, with no annual fee. It offers a considerable credit limit, helping to rebuild credit history, in addition to being widely accepted in Brazil and abroad, thanks to the brand MasterCard.
PAN Consigned
Aimed at retirees, pensioners and workers with fixed income, the PAN Consigned Card deducts installments directly from the payroll, facilitating approval. With a limit proportional to income, it offers immediate credit that is easy to obtain via website or app, making it a great option for those with bad credit.
BMG Card
THE BMG Card It is accessible to those with bad credit and comes with additional benefits, such as cashback on purchases. Approval is simple and fast, and users receive a virtual card as soon as they are approved, which they can use immediately. It is ideal for those looking for practicality and savings.
Neon Card
THE Neon Card It is issued under the Visa International banner and is widely accepted worldwide. The ease of approval, even for those with bad credit, and the absence of an annual fee make this card a popular choice. With a good credit limit and quick approval, it is a great option for those who want to rebuild their history.
Santander Free Card
For Santander account holders, the Santander Free Card is an excellent option. It offers exemption from annual fees and ease of release, even for those with bad credit. The credit limit can be increased as the user demonstrates good payment behavior, which helps to recover credit.
Mercado Pago Card
THE Mercado Pago Card It offers easy approval for those with bad credit, especially for those who already use a Mercado Pago account. With free annual fees and the possibility of a high limit depending on the account activity, it is an excellent choice for those who want flexibility and benefits in purchases and payments.
Olé Consigned
THE Olé Consigned Card It is aimed at INSS retirees and pensioners, offering easy approval thanks to the discount of installments directly from the payroll.
It also offers a competitive interest rate and no annual fee, making it a great option for those looking for hassle-free credit.
These credit cards for those with bad credit in 2024 offer viable alternatives for those who want to return to the credit market, with benefits ranging from ease of approval to rewards programs.
Choose the option that best suits your needs and start rebuilding your credit history today!
