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Receber o décimo terceiro é um dos momentos mais esperados pelos brasileiros, já que um valor extra no fim do ano é muito bem-vindo. Com as festas de Christmas e Ano Novo os gastos aumentam, então receber o 13º salário é ótimo!
Assim, todos os trabalhadores que têm carteira assinada possuem esse direito de receber um mês de salário líquido. A primeira parcela deste benefício será paga pelas empresas amanhã (30).
Desse modo, veja como usar o seu décimo terceiro de maneira inteligente e entenda como funciona o cálculo desse valor.
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How to use the thirteenth salary intelligently?
It is important to use your thirteenth salary wisely and be careful not to get into debt. This is because it is common for people to get carried away with gifts and parties at the end of the year, so you need to have control.
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A good way to use this extra money is to divide it up: half for celebrations and the other half for investments. You can leave the money in a savings account, for example, or even use it to pay off a debt.
Don't use money impulsively, try to organize your expenses in a spreadsheet so you don't spend uncontrollably.
Benefit calculation
It is important to note that the calculation is based on dividing the total remuneration by 12. The result is then multiplied by the number of months worked. In addition, overtime, commissions and night shifts are also part of this calculation.
The basis for calculating the 13th salary is the gross payment amount, without deductions or advances.
Workers who are dismissed for just cause do not have the right to receive the amount and only those who have worked for at least 15 days can receive the money.
As mentioned before, the 13th salary is for workers with formal employment contracts, retirees and INSS pensioners can also receive it.
Image: José Cruz/Agencia Brasil
