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Are you an Itaú customer and wondering how to increase your card limit? Learn now with two features that the bank offers for this purpose!
Many credit card holders understand that, at times, it is essential to ask the bank for an increase in the limit to make larger purchases or for special occasions. However, for many Brazilians, achieving this increase can be a challenge.
For those linked to Itaú, it is good to know that the bank offers attractive alternatives to increase purchasing power without the need to travel. According to Itaú, there are two methods to obtain credit: through an automatic increase in the limit or through a temporary increase. In this text, we will detail the procedure for each option. Keep reading!
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Automatic limit increase at Itaú
One of the advantages offered by Itaú is the automatic limit increase feature. This service, which is free of charge, periodically reviews the cardholder's profile and, if appropriate, proposes an additional credit limit. If the customer chooses this mechanism, the system will automatically increase the limit whenever it identifies a new capacity, without the need for additional requirements.
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For those who are interested, the process is straightforward. This is because it is possible to accept the increase in the limit via SMS and, if you have not received the notification, simply access a chat via the app (Android and iOS) or the Itaú website. Activation does not guarantee an instant increase, but it positions the customer in a favorable position for subsequent analyses.
Fixed-term increase
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An additional option is a time-limited limit increase. This mechanism is intended for a certain number of customers, granting an extension to the limit for a predetermined period. Therefore, the benefit is the possibility of taking advantage of this extension during the set period, and after its completion, the limit returns to the standard.
If you fit the profile of the beneficiary, you will receive an SMS informing you of the increase. At the end of the period, a new alert will indicate the return to the original limit. However, the amount granted depends on the individual characteristics of each customer.
For those who decide not to take advantage of the temporary increase, simply reply to the SMS with the word “NO” or contact Itaú's service center.
