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Many people are unaware that, in the face of serious or disabling illnesses, it is possible to be entitled to disability retirement. This benefit, granted by the INSS, is intended for those who can no longer carry out professional activities due to physical or mental incapacity, as certified by a medical report.
Therefore, this retirement provides financial relief to help seek necessary treatments and improve the insured's quality of life. Find out how to apply for your disability retirement in 2024.
Which illnesses do not require a waiting period to receive the benefit?
To qualify, you must meet some criteria:
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- Being totally and permanently unable to work;
- Have contributed to Social Security for a minimum period of 12 months, except in cases of work accidents;
- In some situations, the waiting period may be reduced, as in cases of serious illnesses such as cancer, AIDS, Parkinson's, active tuberculosis, leprosy, blindness, multiple sclerosis, severe liver disease, Paget's disease, mental illness, nephropathy, ankylosing spondyloarthrosis, disabling and irreversible paralysis, severe heart disease and severe neoplasia.
The waiting period is also not required in the event of an accident or illness at work, or an accident of any nature.
How to apply for retirement?
- Schedule an in-person or virtual appointment on the website INSS or by phone 135;
- Prepare medical documentation (reports, exams and reports) that prove your incapacity.
- Attend the agency on the scheduled date;
- After the INSS analysis, you will receive a response, which may be an approval or a request for more documents.
Medical Expertise
The medical examination is a crucial step in granting retirement benefits. Make sure you provide all the necessary information and documentation to prove your disability.
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Benefits
Once approved, you will be entitled to:
- Receive a monthly income for life, corresponding to 100% of the average of the highest contributions since July 1994.
- Possibility of requesting an additional 25% for your benefit, if you need permanent assistance from third parties for daily activities.
Periodic Review during Retirement
The INSS conducts periodic reviews to check whether the beneficiary's condition has changed. If you recover or your situation improves, your benefit may be suspended or terminated.
Resources and Legal Assistance
If your claim is denied, you have the right to appeal. It is advisable to seek legal assistance, such as a social security attorney, to guide you through this process.
Therefore, by following these guidelines, you will ensure that you have the financial resources to face the difficulties of this moment in 2024.
Image: Pixabay
