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Several financial institutions have joined the innovative Desenrola Brasil program, a government project aimed at helping Brazilians resolve their financial debts.
If you have debts with a particular digital bank, it is crucial to understand how to use this program to settle them.
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Launched in July, Desenrola Brasil has the collaboration of several financial entities, including digital banks such as Banco Inter.
And there is encouraging news on the horizon: Banco Inter has significantly expanded its renegotiation strategy, now offering impressive discounts of up to 90%.
In addition, to satisfy its vast customer base, it introduced the option of paying in up to 36 installments. These facilities demonstrate the bank's desire to present viable and adaptable financial alternatives, with the aim of easing the burden of debt for its consumers.
Therefore, this represents an invaluable opportunity for those who want to adjust their financial situation in a more favorable way through Desenrola Brasil.
Do you feel motivated by this opportunity? Then find out more details about the renegotiation terms. Continue reading.
What does Desenrola Brasil represent?
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First, it is worth outlining the essence of the Desenrola Brasil Program, in which Banco Inter participates.
The program, a Federal Government strategy, aims to facilitate debt settlement through collaboration between financial institutions and indebted citizens.
Primarily intended for those earning less than two minimum wages or registered with the Single Registry (CadÚnico), it is expected to benefit more than 70 million Brazilians.
The primary goals of this pioneering project include:
Encourage Responsible Renegotiation: The program is dedicated to encouraging Brazilians registered with credit protection agencies, such as SPC and Serasa, to settle their debts. With more flexible and viable terms, it aims to restore people’s financial well-being and minimize the burden of debt;
Streamline Agreements: The plan seeks to make negotiations between creditors and debtors more practical and faster, establishing an environment conducive to reaching mutually beneficial agreements. This reduces obstacles and complications that often hinder the search for financial solutions;
Reintegration into the Credit Market: By enabling more accessible debt payments, the program encourages these individuals to reenter the credit market. This movement not only eases financial strain but also revives the economy by encouraging consumption.
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Based on these principles, Desenrola Brasil aims to mitigate the pressure of debt in Brazilians’ daily lives by encouraging debt renegotiation, financial education, access to fair negotiation terms, and economic recovery.
How to settle Banco Inter debts through Desenrola?
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To enhance the user experience, Banco Inter added an innovative tool to its app, specifically for renegotiating debts through Desenrola Brasil. Follow the steps below to use this feature:
- Open the Banco Inter app on your smartphone, compatible with Android and iOS;
- Go to the section related to cards in the app;
- Identify and check the total amount of the debt you wish to settle;
- Carefully evaluate the payment options presented by the bank and select the one best suited to your finances;
- After choosing the best offer, proceed with the confirmation to continue with the renegotiation;
- Besides this alternative in the app, users have several options to explore renegotiation proposals:
- Access debt settlement proposals on the bank's official website at inter.co/negocie;
- If you prefer, call the numbers: 3003-4070 (state capitals and metropolitan areas) or 0800-940-0007 (other regions).
Banco Inter emphasizes that it will strictly follow the guidelines proposed by the Desenrola Brasil program. According to the rules, customers with debts of up to R$100 will have their data removed from credit protection agencies after settlement.
However, it is important to point out that the debts in question will not be forgiven, and customers will remain responsible for paying them off.
