Izikhangiso
Esinyathelweni esisha, i-Nubank yethule isisombululo esiqondile sokubhekana nesidingo esikhulayo phakathi kwabantu baseBrazil: ukufinyelela ku- ikhredithi kwabantu abanamarekhodi amabi.
Sethula i-“Nu Limite Garantido”, umsebenzi we-fintech onikeza abasebenzisi abanemikhawulo yezezimali ithuba lokuthola umkhawulo wesikweletu ofika ku-R$5.000.
Izikhangiso
Le ndlela ihloselwe ukwenza kube lula ukufinyelela kukhredithi kulabo abanamarekhodi amabi, kulandela umkhuba we-fintech wokufuna izixazululo ezibandakanya wonke umuntu.
Khetha enye inketho Yekhadi Lesikweletu:
Nanka amanye Amakhadi Esikweletu:
Isebenza kanjani i-Nu Limite garantido?
Ukuqamba okusha okungemuva kwale sevisi entsha ukuthi i-Nubank ayisawenzi ukuhlaziywa kwekhredithi kwendabuko okuvamise ukuvimbela ukugunyazwa kwabantu abanamarekhodi amabi. Esikhundleni salokho, le fintech ithembele kwenye indlela esebenzisa utshalomali lwekhasimende ku-Nubank njengesiqinisekiso.
Lokhu kusho ukuthi, lapho ubeka eceleni inani elithile ku- RDB (Irisidi Yediphozithi Yasebhange), ekhiqiza u-100% we-CDI, ikhasimende lingathola umkhawulo owengeziwe ekhadini lalo lesikweletu, ngendlela elula nengenazo izithiyo zokuphatha.
Izinyathelo zokufinyelela Isikweletu kwa-Nubank
Ukuthola lesi sikweletu esengeziwe kwa-Nubank kuyinqubo elula, ehlose ukufaka ngokwezimali labo abangaphandle kwemakethe yezikweletu. Bheka ukuthi kulula kangakanani:
- Vula i- aplikheshini ye-Nubank bese uya esigabeni sesikweletu;
- Khetha “Lungisa umkhawulo”;
- Khetha inketho ethi “Nu Limite Garantido” bese uchaza inani ofuna ukulibeka njengesibambiso;
- Ngemva kokuqinisekisa umsebenzi, umkhawulo wakho wesikweletu uzolungiswa ngokushesha.
Amathiphu okusebenzisa kangcono Isikweletu sabanezikweletu ezimbi
Ukuze wandise amathuba okunyusa umkhawulo wesikweletu, ezinye izindlela zokuziphatha ngokwezimali zingabonisa kwa-Nubank ukuthi uyikhasimende elithembekile. Nawa amanye amathiphu:
- Umlando Wezinkokhelo: Ukugcina izinkokhelo zezikweletu zakho zisesikhathini kubalulekile;
- Imali Engenayo Ebuyekeziwe: Qinisekisa ukuthi imali yakho engenayo ibuyekeziwe kuhlelo lokusebenza, ukuze ibonise amandla akho angempela ezezimali;
- Ukusebenzisa Ikhadi Njalo: Ukusebenzisa ikhadi le-Nubank njalo ekuthengeni kubonisa ukuthi uyikhasimende elisebenzayo;
- Ukukhokha Isamba Esiphelele Se-invoyisi: Ukukhokha isamba esiphelele se-invoyisi nyanga zonke, ugweme inzalo, kukhombisa ukuphathwa kahle kwesikweletu;
- Ukukhokha Izitolimende Kusenesikhathi: Ukukhombisa ukuthi uyakwazi ukukhokha kusenesikhathi izitolimende ezisalindile kungasiza ekuhlolweni okuhle kokwenyuswa komkhawulo.
Ukwakhiwa kwe-“Nu Limite Garantido” kukhombisa ukuzibophezela kwe-Nubank ekukhuthazeni ukufakwa kwezimali, ngokuhlinzeka ngemikhiqizo emisha ehlangabezana nezidingo zazo zonke izinhlobo zamakhasimende, kuhlanganise nalabo abanegama elibi lesikweletu.
Ngalesi sinyathelo, kulindeleke ukuthi abantu abaningi bazuze ekutholeni isikweletu, okuyisinyathelo esibalulekile ekubuyiseleni esimweni sezimali nasekuzimeleni kwezomnotho.