Izikhangiso
Uma udinga umkhawulo wesikweletu ngokushesha futhi ngaphandle kwezinqubo eziningi, amakhadi esikweletu agunyazwe kusengaphambili ayisixazululo esifanele.
Ngo-2024, la makhadi ayaqhubeka nokunikeza ukugunyazwa okusheshayo, ngaphandle kwesidingo sokuhlaziywa okuyinkimbinkimbi kwesikweletu, okwenza ukufinyelela kusikweletu kube lula, kube ngokoqobo futhi kusebenze kahle.
Izikhangiso
Ngezansi kunezinketho ezihamba phambili zamakhadi esikweletu agunyazwe kusengaphambili zalo nyaka.
Ikhadi le-Digio
I- Ikhadi le-Digio liyinketho evelele ka-2024, ikakhulukazi ngoba alidingi imali engenayo encane.
Lokhu kwenza litholakale kubo bonke abantu.
Ngaphezu kwalokho, linikeza uhlelo lokubuyiselwa kwemali, lapho iphesenti lezindleko zakho libuyiselwa kuwe. Imali yonyaka iba nguziro lapho wenza izindleko zanyanga zonke okungenani ezingama-R$ 300.
Isicelo sishesha, senziwa ngqo ngohlelo lokusebenza, futhi ukugunyazwa kwenzeka emizuzwini embalwa.
Ikhadi le-C6 Bank
I- C6 Bank igqama ngokuthi ayikhokhisi imali yonyaka, okuhlinzeka ngokonga kubanikazi.
Ngohlelo lwayo lwamaphuzu, ukuthengiselana okwenziwe kuqongelela imivuzo engashintshaniswa ngezinzuzo.
Umkhawulo wesikweletu uyakhanga kakhulu, ikakhulukazi kulabo abanamaphuzu amahle esikweletu, futhi uyisinqumo esihle kakhulu kulabo abafuna ukuba lula nezinzuzo.
Ikhadi le-Next
I- Ikhadi le-Next, elixhunywe ne-Santander, laziwa ngokushesha kwenqubo yokugunyazwa, engaqedwa phakathi namahora angu-48.
Alikhokhisi imali yonyaka, okwenza libe inketho elula kulabo abafuna ikhadi elingenazo izindleko ezengeziwe nelinesikweletu esigunyazwe kusengaphambili.
Ngokuhlanganisa ukushesha nokonga, i-Next iyisinqumo esisebenzayo kulabo abafuna ikhadi elingenazo izinkinga.
Ikhadi le-ITI
I- Ikhadi le-ITI lilungele labo abafuna ikhadi lesikweletu eligunyazwe kusengaphambili ngokushesha.
Izikhangiso
Inqubo yokufaka isicelo ilula, yenziwa ngohlelo lokusebenza lwe-ITI, futhi inguqulo yedijithali yekhadi itholakala ngokushesha.
Ngomkhawulo ongafinyelela ku-R$ 20.000, lisiza abathengi abadinga umkhawulo ophakeme.
Ikhadi le-Nubank
I- Ikhadi le-Nubank selizakhele igama emakethe futhi liyisinqumo esidumile phakathi kwamakhadi agunyazwa kusengaphambili.
Ngaphezu kokugunyazwa ngokushesha, linikeza ukukhululwa emalini yonyaka kanye nethuba lokuthola izaphulelo ngokukhokha isikweletu kusenesikhathi.
Inqubo yokufaka isicelo yenziwa ngohlelo lokusebenza, futhi ukuvunywa cishe kwenzeka ngokushesha, kuye ngomlando wakho wesikweletu.
Ikhadi le-Trigg
I- Ikhadi le-Trigg lingenye inketho yekhadi evunywa ngokushesha.
Linikeza uhlelo lokubuyiselwa kwemali, hhayi kuphela ekuthengeni kwakho, kodwa nasekudluliseleni amakhasimende amasha.
Leli khadi lilungele labo abafuna ukuthola izinzuzo zezimali ngokusebenzisa ikhadi nokwandisa inethiwekhi yabo yobudlelwano.
Ikhadi le-Méliuz
I- Ikhadi le-Méliuz liyisinqumo esihle kakhulu kulabo abafuna ukukhulisa ukuthenga kwabo ngokubuyiselwa kwemali.
Ngokwenziwayo ngakunye, uqongelela amaphuzu angashintshaniswa ngezaphulelo ekuthengeni, amathikithi endiza, nokunye okuningi.
Inqubo yokuvunywa ilula futhi iyasebenza, ikuvumela ukuba uqale ukujabulela izinzuzo ngokushesha.
Ikhadi le-Pão de Açúcar
I- Ikhadi le-Pão de Açúcar lihloselwe labo abafuna ukonga ekuthengeni kwansuku zonke.
Ngokungakhokhi imali yonyaka kanye neholo elincane lika-R$ 1.000, linikeza uhlelo lwamaphuzu lapho umsebenzisi eqongelela iphuzu eli-1 kuwo wonke ama-R$ 1,00 asetshenzisiwe.
La maphuzu angashintshaniswa ngemiklomelo ehlukahlukene, njengezaphulelo ekuthengeni noma ngisho nohambo.
Khetha Okungcono Kakhulu Kwephrofayela Yakho
Njengoba kunezinketho eziningi zamakhadi esikweletu agunyazwe kusengaphambili, u-2024 unikeza izixazululo zamaphrofayela ahlukahlukene.
Kusukela emakhadini angenayo imali yonyaka kuya ezinhlelweni ze-cashback namaphoyinti, okudingekayo nje ukuhlola izidingo zakho bese ukhetha okuhambisana kangcono nendlela yakho yokuphila.
