Izikhangiso
Injini yokusesha i-Yubb, njengoba kubikwe yi-UOL, iphinde yashicilela uhlu lwayo lokutshalwa kwezimali okufunwa kakhulu ngabantu baseBrazil. I-Yubb ivuselela izinga layo njalo, ngaleyo ndlela ivumele abathengi ukuthi bahlale benolwazi ngamathrendi emakethe. Izinombolo ezicashunwe lapha zihlobene nenyanga kaJulayi yonyaka wezi-2023.
Enye yezinto okufanele zigqanyiswe ukwanda kwesidingo sezinye izindlela ekutshalweni kwezimali okunenzuzo eguquguqukayo. Lokhu, njengoba kuvezwe yi-UOL, kungase kuhlobane nezinga le-Selic – izinga eliyisisekelo lenzalo lomnotho – elehle lisuka ku-13,75% laya ku-13,25% ekuqaleni kuka-Agasti, futhi ngemva kokunye ukwehliswa, okwamanje liku-12,75% ngonyaka (31 ku-Okthoba 2023).
Izinga eliphelele lokutshalwa kwezimali okufunwa kakhulu
Njengezinketho ezifunwa kakhulu kuzo zonke, ama-CDB – Izitifiketi Zediphozithi Yasebhange – abelokhu ethandwa kusukela ngo-2022, ngokolwazi oluvela ku-Yubb. Lolu uhlobo lokutshalwa kwezimali oluvame ukunikezwa izikhungo zezimali, futhi inzuzo ekhiqizwayo ingahluka kuye ngebhange.
Ngokulandelayo, kukhona okuthiwa “Izikhwama zezimali ezixubile”. Lezi zinketho zivumela umtshali-zimali ukuthi atshale imali yakhe ezigabeni ezihlukahlukene zezimpahla, njengezabelo noma Imali Engaguquki. Ngakho-ke, ubungozi bezikhwama nabo bungahluka.
Bheka ngezansi izinga eligcwele elenziwe yi-Yubb lokutshalwa kwezimali okudonsa kakhulu ukunaka kwabantu baseBrazil.
- Ama-CDB;
- Izikhwama zezimali ezixubile;
- Ama-LCI (Incwadi Yesikweletu Sezakhiwo) nama-LCA (Incwadi Yesikweletu Yezolimo);
- Izabelo;
- Ama-LC (Izincwadi zokushintshisana) nama-RDB (Amarisidi Ediphozithi Yasebhange);
- Izikhwama zezakhiwo;
- Tesouro Direto;
- Isikhwama sezabelo;
- Ama-Cryptocurrency;
- Ama-Debenture.
Yubb, injini yokusesha esiza ukuthi utshale imali
I-Yubb iyi- sayithi ekuvumela ukuthi uthole ukutshalwa kwezimali okufanele iphrofayela yakho yezezimali. Kuyo, ungafaka futhi amanani ofisa ukuwatshala nokuthi uhlose ukuyikhipha imali ngemuva kwezinyanga ezingaki. Kukhona futhi nesiteshi sokuxhumana esihlinzeka ngosizo oluqondene nawe ku-WhatsApp.
Isithombe: Pixabay
