Izikhangiso
INkantolo Ephakeme Yomthetho-sisekelo (STF) yahlulela icala elibandakanya ukulungiswa kwe-FGTS (Isikhwama Sesiqinisekiso Sesikhathi Senkonzo) kusetshenziswa I-Referential Rate (TR). Icala laqala ngoMbasa futhi selinamavoti amabili asekela ukuthi izinkokhelo ze-FGTS zilingane nezalezo zokonga ebhange.
I-Caixa Econômica Federal (CEF) ilinganisela ukuthi kuzoba nomthelela omkhulu ka-R$ 661 billion kuhulumeni uma i-TR yenqatshwa. Qonda kabanzi ngaleli cala futhi ubone ukuthi lokhu kukuthinta kanjani.
Izikhangiso
Inzuzo ye-FGTS nemithelela yayo
Imithetho engu-13.446/2017 kanye no-13.932/2019 yethule izinguquko enkokhelweni ye- I-FGTS, okwenza ukuthi ingxenye yenzuzo isatshalaliswe kubanikazi bamasheya. Lokhu kwaholela ezinzuzweni ezazingaphezu kwe-TR kanye nokwenyuka kwamanani entengo.
Nokho, i-Advocacia-Geral da União (AGU) yazama ukuvimbela iNkantolo ekwahluleleni lolu daba, kodwa yehluleka. Ngo-2022, i-TR yaba ngu-1,63%, kanti imali yokonga ebhange yathola u-7,89% futhi i-IPCA yaqeda unyaka iku-5,79%.
Ngakho, ingxoxo ekhona igxile ekulungisweni kwe-FGTS esikhathini esiphakathi kuka-1999 no-2013, okwavela ecaleni i-ADI 5090, elethulwa yiqembu i-Solidariedade.
Izimpikiswano zithi ukusebenzisa i-TR ukulungisa amabhalansi kuzonciphisa ingcebo yesisebenzi. Lokhu kungenxa yokuthi i-FGTS imele uhlobo lokonga okuyimpoqo oluzuzisa isisebenzi.
Ukulungiswa kuthinta bani?
I-Caixa ixwayise ngokuthi amanani enzalo okuxhaswa ngezindlu azokhuphuka cishe ngo-5%, asuke phakathi kuka-10% no-13%, uma isicelo sabasebenzi samukelwa, kushintshwe i-TR kufakwe ezinye izinkomba, njenge-Selic noma i-IPCA.
Nokho, u-87% wamanani uzoya ku-5% wabasebenzi abahola ngaphezu kwamaholo amancane ayishumi. Khonamanjalo, abasebenzi abahola kancane bazothola ngokwesilinganiso phakathi kuka-R$ 1 ayizinkulungwane no-R$ 4 ayizinkulungwane, kodwa bazobhekana namazinga enzalo aphezulu ekuxhasweni ngezimali kwendlu yabo.
Isithombe: Unsplash/Daniel Dan
