Izikhangiso
Ukuqaliswa kohlelo lokusebenza i-Caixa Tem ekuqaleni kwakuhloselwe ukwenza kube lula ukukhokhwa kosizo oluphuthumayo lwangaphambili. Le nzuzo yasungulwa ngesikhathi sobhubhane lwe-COVID-19 ngenhloso yokusiza imindeni esesimweni esibucayi. Nokho, muva nje, uhlelo lokusebenza ludlule enqubweni “yokubhanga”, lwengeza imisebenzi emisha ehlukahlukene, ngaphezu kokwenza izinkokhelo zezinye izinsiza.
Enye yezinto ezintsha ezimenyezelwe yi-Caixa Econômica Federal ukuthi abasebenzisi bangacela ikhadi lesikweletu ngaphandle kokukhokhiswa imali yonyaka ngohlelo lokusebenza. Ngaphezu kwalokho, kungenzeka futhi ukuthola izikweletu ngohlelo lokusebenza i-Caixa Tem (iOS, Android).
Ikhadi lesikweletu le-Caixa Tem
Ikhadi lingacelwa ngokuphelele ngedijithali futhi livumela amakhasimende ukuthi athenge ngokukhokha kanye noma ngezitolimende, ngaphandle kwesidingo sokukhokha imali yonyaka.
Ezimweni zokuthenga ngokukhokha kanye, umsebenzisi unezinsuku ezingafika ku-40 ngaphandle kwenzalo ukuze enze inkokhelo. Ezintengweni ezikhokhwa ngezitolimende, izinkokhelo zingenziwa ngenzalo noma ngaphandle kwayo, kuye ngemibandela enikezwa yisitolo.
Ngaphambi kokukhipha ikhadi, ibhange lenza ukuhlaziya lisebenzisa imininingwane yesikweletu, idatha yomphakathi kanye nedatha yangaphakathi. Le nqubo iba nomphumela wamaphuzu angaphakathi anquma ukuthi ikhadi lizogunyazwa yini ikhasimende.
Ungalicela kanjani ikhadi lesikweletu? Isinyathelo ngesinyathelo
- Finyelela kumenyu yohlelo lokusebenza lwe-Caixa Tem;
- Chofoza ku-“Ikhadi lesikweletu”;
- Okulandelayo, chofoza ku-“Ngifuna ikhadi lami”;
- Qinisekisa imininingwane yakho yomuntu siqu;
- Funda futhi wamukele imigomo nemibandela;
- Dala iphasiwedi yekhadi lakho.
Imalimboleko ye-Caixa Tem – isebenza kanjani?
Imalimboleko, eyaziwa ngokuthi Uhlelo Lokwenza Lula I-Microcredit Yedijithali Yosomabhizinisi (SIM Digital), nayo iyatholakala ngohlelo lokusebenza. Le nsizakalo ihloselwe osomabhizinisi abangakahleleki (Umuntu Ngamunye) kanye Nosomabhizinisi Abancane Ababhalisiwe (MEI).
Ngale ndlela, imalimboleko ivumela ukukhokhwa kwezindleko zabahlinzeki, amaholo abasizi/abasebenzi, izikweletu zamanzi, zikagesi nezokuqasha, ukuthengwa kwezinto zokusetshenziswa kanye nezimpahla zokuthengiswa kabusha, phakathi kokunye.
Osomabhizinisi Abangabantu Abasemthethweni (PJ) bangacela izikweletu ezifika ku-R$3.000, ezikhokhwa ngezitolimende zezinyanga ezingu-18 kuya kwezingu-24, nenani lenzalo eliqala ku-1,99% ngenyanga. Osomabhizinisi Abangabantu Ngabanye (PF) bangacela izikweletu ezifika ku-R$1.000, ngenani lenzalo elisuka ku-2,99% liye ku-3,60% ngenyanga. Kulesi simo, amakhasimende nawo angakhokha ngezitolimende zezinyanga ezingu-18 kuya kwezingu-24.
Isicelo sesikweletu Somuntu Ngamunye singenziwa ngokuphelele ngedijithali, kusetshenziswa uhlelo lokusebenza lwe-Caixa Tem. Kuma-MEI, kuyadingeka ukufaka isicelo ngokuqondile emagatsheni e-Caixa Econômica Federal.
