Izikhangiso
Isikhwama Sesiqinisekiso Sesikhathi Somsebenzi (FGTS) siyinzuzo ebalulekile yabasebenzi eBrazil, esadalelwa ukuvikela isisebenzi esixoshwe ngaphandle kwesizathu esisemthethweni.
Ngaphezu kwalokho, njalo ngenyanga, abaqashi bafaka iphesenti lomholo wesisebenzi kuma-akhawunti avulwe kwa Caixa Econômica Federal.
Izikhangiso
Ngakho-ke, lezi zimali zingakhishwa ezimweni ezithile, njengokuxoshwa ngaphandle kwesizathu esisemthethweni, ukuthenga ikhaya lakho, ukuthatha umhlalaphansi, phakathi kokunye.
Imithetho Emisha Yokukhipha I-FGTS Ngo-2024
Ngo-2024, uhulumeni waseBrazil wasebenzisa imithetho emisha yokukhipha i-FGTS, wandisa izinketho futhi wenza kube lula ukufinyelela kule nzuzo.
Nokho, lezi zinguquko zihlose ukunikeza abasebenzi ukuguquguquka okukhulu futhi zikhuthaze umnotho. Ngezansi, sichaza izinguquko eziyinhloko:
Ukukhishwa Ngosuku Lokuzalwa
Ukukhishwa ngosuku lokuzalwa kuvumela isisebenzi ukuthi sikhiphe ingxenye yebhalansi yeSikhwama Sesiqinisekiso Sesikhathi Somsebenzi minyaka yonke, ngenyanga yosuku lwaso lokuzalwa. Ngo-2024, izinga lokukhishwa lizohluka kuye ngebhalansi ye-akhawunti ye-FGTS.
Nokho, uma mkhulu ibhalansi, iba ncane iphesenti elitholakalayo lokukhipha imali. Le ndlela isaqhubeka ingeyokuzithandela, futhi isisebenzi kufanele siyikhethe kuhlelo lokusebenza lwe-FGTS noma egatsheni leCaixa.
Ukukhipha Imali Ephuthumayo ku-FGTS
Ukukhipha imali ephuthumayo kwabuyiselwa ngo-2024, okuvumela abasebenzi ukuthi bakhiphe inani elithile ezimweni eziphuthumayo, njengezinhlekelele zemvelo noma izifo eziwubhadane.
Nokho, ukuze uthole le nzuzo, kuyadingeka ukufakazela isimo esiphuthumayo nokwenza isicelo ngohlelo lokusebenza lwe-FGTS noma ngqo eCaixa Econômica Federal.
FGTS: Ukukhipha Imali Yokukhokha Izikweletu
Okusha ngo-2024 ukuthi kungenzeka ukusebenzisa izinsiza ze-FGTS ukukhokha izikweletu. Le nketho ivumela abasebenzi abanezikweletu ukuthi basebenzise ingxenye yebhalansi yeSikhwama Sesiqinisekiso Sesikhathi Senkonzo ukukhokha izikweletu ezikhungweni zezimali.
Lesi sinyathelo sihlose ukunciphisa ukungakhokhi izikweletu nokusiza abantu baseBrazil ukuthi bahlele kabusha izimali zabo siqu.
Indlela Yokukhipha Imali
Izinqubo zokukhipha imali ku-FGTS zisaqhubeka zilula futhi zifinyeleleka. Nansi indlela yokwenza:
- Uhlelo lokusebenza lwe-FGTS: Indlela elula kakhulu ukusebenzisa uhlelo lokusebenza olusemthethweni lwe-FGTS, olutholakala ku-Android naku-iOS. Kulo, isisebenzi singabheka ibhalansi, sihlole izindlela zokukhipha imali ezitholakalayo futhi sifake isicelo.
- Amagatsha e-Caixa: Kulabo abakhetha usizo mathupha, amagatsha e-Caixa Econômica Federal akulungele ukunikeza isiqondiso nokwenza inqubo yokukhipha imali.
- Imishini Yokuzisebenzela: Nge-Cartão do Cidadão, isisebenzi singakhipha imali emishinini yokuzisebenzela ye-Caixa.
Umthelela Wemithetho Emisha ye-FGTS
Imithetho emisha yokukhipha i-FGTS ngo-2024 iletha imithelela emihle ehlukahlukene. Nokho, ukuguquguquka kwezindlela zokukhipha imali kuvumela abasebenzi ukuba babe nokuzimela okwengeziwe ekusebenziseni izinsiza zabo, okungaholela ekwandeni kokujikeleza kwemali emnothweni.
Ngaphezu kwalokho, ithuba lokusebenzisa i-Fundo de Garantia do Tempo de Serviço ukukhokha izikweletu lisiza empilweni yezezimali yabantu baseBrazil, okungase kunciphise ukungakhokhi izikweletu futhi kwandise amandla okuthenga emindeni.
Izikhangiso
Isiphetho
Izinguquko kwi-Fundo de Garantia do Tempo de Serviço ngo-2024 zibonisa umzamo kahulumeni wokuvumelanisa lesi sikhwama nezidingo zamanje zabasebenzi.
Ngokwethulwa kwezindlela ezintsha zokukhipha imali, njengokukhipha imali okuphuthumayo nokusebenzisa i-FGTS ukukhokha izikweletu, abasebenzi banamathuluzi amaningi okubhekana nezimo eziphuthumayo nokuthuthukisa impilo yabo yezezimali.
Ngaphezu kwalokho, kubalulekile ukuthi bonke abasebenzi bazazise ngale mithetho emisha futhi basebenzise amathuba abawanikezayo ukuze baphathe kangcono izinsiza zabo ze-FGTS.
Isithombe: Ukukhiqizwa kabusha/I-inthanethi.
