Izikhangiso
IMega-Sena ingenye ye lotho ezidume kakhulu e-Brazil, futhi umklomelo wayo ungashintsha impilo yanoma yimuphi umuntu. Muva nje, inani eliqoqiwe lifinyelele ku-R$ 37 million emangalisayo.
Kodwa-ke, abantu abaningi abafuna ukukwazi ukuthi: le mali ibizokhiqiza malini ukuba ibifakwe kwi-akhawunti yokonga?
Amandla Okukhiqiza Kwemali E-akhawuntini Yokonga
I-akhawunti yokonga iwutshalomali oluvamile nolutholakala kalula kakhulu e-Brazil. Nakuba ingeyona indlela enenzuzo enkulu, ukuphepha nokuba lula kwayo kusaheha abatshalizimali abaningi, ikakhulukazi labo abawina imiklomelo emikhulu yelotho futhi abakhetha ukugwema ubungozi.
Njengamanje, imali ekwi-akhawunti yokonga ikhula cishe ngo-0,5% ngenyanga kanye ne-Taxa Referencial (TR). Esimweni sezomnotho samanje, i-TR ikuziro, okwenza ukubala kube lula. Ngakho-ke, singabheka inzuzo yanyanga zonke engu-0,5%.
Ukubalwa Kwenzuzo Yanyanga Zonke
Ukuze siqonde umthelela wenzuzo kwi-akhawunti yokonga, sizobala ukuthi u-R$ 37 million ubuzokhiqiza malini ngenyanga eyodwa.
Okokuqala, siphindaphinda inani eliyinhloko ngenani lenzuzo yanyanga zonke:
[ Rendimento \, Mensal = R\$ 37.000.000 \times 0,005 ]
[ Rendimento \, Mensal = R\$ 185.000 ]
Lokhu kusho ukuthi, ekupheleni kwenyanga, umklomelo ka-R$ 37 million ogcinwe esikimini sokulondoloza imali ungakhiqiza inzuzo ka-R$ 185 thousand.
Inzuzo Eqoqwe Ngonyaka
Nakuba inzuzo yanyanga zonke isivele ibonakala ikhanga kakhulu, umthelela uba mkhulu nakakhulu lapho sicabangela okuqoqwe unyaka wonke. Ukuze sibale inzuzo yonyaka, sidinga ukuphindaphinda inzuzo yanyanga zonke ngo-12.
[ Inzuzo \, Yonyaka = R\$ 185.000 \times 12 ]
[ Inzuzo \, Yonyaka = R\$ 2.220.000 ]
Ngakho, ngonyaka owodwa, idiphozithi ka-R$ 37 million esikimini sokulondoloza imali ingakhiqiza u-R$ 2,22 million, okwanele ukunikeza imali engenayo enethezekile kakhulu.
Mega-Sena: Ukuqhathanisa Nezinye Izimali
Nakuba inzuzo yesikimu sokulondoloza imali iqinisekisiwe futhi ingenazo izingozi ezinkulu, iphansi uma iqhathaniswa nezinye izinhlobo zotshalomali.
Ngokwesibonelo, ukutshalwa kwezimali kumabhondi e-Tesouro Direto, ama-CDBs (Izitifiketi Zediphozithi Yasebhange), noma ngisho nezikhwama zotshalomali, ngokuvamile kunikeza izinzuzo eziphakeme, nakuba kuhambisana nezingozi ezinkulu.
Isikimu Sokulondoloza Imali vs. Ukwehla Kwenani Lemali
Elinye iphuzu elibalulekile okufanele licatshangelwe yi nokwehla kwamandla emali. Uma ukwehla kwenani lemali ngonyaka kudlula inzuzo yesikimu sokulondoloza imali, kuzonciphisa amandla okuthenga alezo zinzuzo.
Eminyakeni yakamuva, ukwehla nokwenyuka kwamanani eBrazil kuye kwahluka, kodwa kunezikhathi lapho kudlula inzuzo yokonga, okungaholela ekulahlekelweni kwangempela kwamandla okuthenga.
Mega-Sena: ukonga
Ukufaka umklomelo we-R$ 37 million we-Mega-Sena ekongeni kuyindlela ephephile nesebenzayo, ikakhulukazi kulabo abangafuni ukukhathazeka ngezingozi noma ubunkimbinkimbi bezinye izimali.
Nokho, kubalulekile ukuhlola isimo somnotho nokucabangela ezinye izindlela zokutshala izimali ezinganikeza izinzuzo eziphakeme, kugcinwe futhi mhlawumbe kwandiswe amandla okuthenga ngokuhamba kwesikhathi.
Kungakhathaliseki ukuthi yisiphi isinqumo, kubalulekile ukuthola iseluleko esihle sezezimali. Ngaleyo ndlela, uqinisekisa ukuthi le mali izophathwa kahle futhi ibe negalelo ekusaseni lezezimali eliqinile nelinokuthula.
Isithombe: Ukukhiqizwa kabusha/I-inthanethi.
