Izikhangiso
Emhlabeni wezezimali wanamuhla, amakhadi esikweletu asephenduke ithuluzi elibalulekile ekuthengeni kwansuku zonke. Nokho, ukuthola ikhadi elingagcini nje ngokuhlangabezana nezidingo zakho, kodwa elinikeza nezinzuzo ezifana nokungakhokhisi imali yonyaka, kungaba yinselele. Lapha, sigqamisa amakhadi esikweletu amahlanu angenayo imali yonyaka ahlanganisa ukusebenziseka kalula nokonga.
Izinzuzo zamakhadi angenayo imali yonyaka
Ukukhetha amakhadi esikweletu angenayo imali yonyaka kungaletha ukonga okukhulu minyaka yonke. Ngaphezu kokungakhokhiswa kwale mali, amaningi ala makhadi anikeza izinzuzo ezengeziwe, njengezinhlelo zemivuzo, i-cashback kanye nokungakhokhisi izimali ekushintshisaneni ngemali yamazwe ngamazwe. Lezi zinzuzo azigcini nje ngokwenza izimali zakho zibe lula ukuziphatha, kodwa futhi zinikeza amandla amakhulu okuthenga nokuguquguquka.
Izikhangiso
Amakhadi esikweletu ama-5 aphezulu angenayo imali yonyaka
- Nubank: Laziwa ngombala walo onsomi nokuphathwa kwalo okwenziwa ngokuphelele ngedijithali, i Nubank alinikezi nje kuphela ukungakhokhisi imali yonyaka, kodwa futhi nohlelo lwamaphuzu oluhehayo;
- Digio: Ikhadi le Digio ligqama ngokungabi namali yonyaka nangepulatifomu yalo elisebenziseka kalula, linikeza ukulawula okuphelele kwezindleko ngesikhathi sangempela;
- C6 Bank: Leli khadi aligcini nje ngokukhululwa emalini yonyaka, kodwa linikeza nezindleko zokushintshanisa imali ezincintisanayo ohambweni lwamazwe ngamazwe;
- Neon: Ikhadi le Neon ilungele labo abafuna ubulula, ngaphandle kwemali yonyaka kanye nohlelo lokusebenza oluhle kakhulu lokuphatha izimali;
- Inter: Ngaphezu kokungabi namali yonyaka, ikhadi le Banco Inter linikeza ukubuyiselwa kwemali kukho konke ukuthenga, okwandisa ukonga kwakho.
Lapho ucabangela amakhadi esikweletu, kubalulekile ukuhlaziya zonke izindleko, izinzuzo kanye nezimfuneko zokufaneleka. Amakhadi esikweletu angenayo imali yonyaka, anezinzuzo nokunethezeka kwawo, ayizinketho ezinhle kakhulu kulabo abafuna ukonga futhi bajabulele izinzuzo ezikhethekile.
Khumbula njalo ukusebenzisa i esikweletini ngokuzibophezela, ugcine umlando omuhle wezezimali futhi ugweme izikweletu ezingadingekile.
Isithombe: Unsplash/Stephen Phillips
