Izikhangiso
Uma ufuna ikhadi elisha lesikweletu, le ndaba ngeyakho! Lokhu kungenxa yokuthi kunezindlela ezisheshayo nezilula zokuthola leli thuluzi elibalulekile empilweni yansuku zonke. Ngenxa yobuchwepheshe, ama-akhawunti namakhadi esikweletu abonakalayo sekuyinto ejwayelekile kakhulu, okwenze impilo yomthengi yaba lula.
Ngakho-ke, ukuba nekhadi lesikweletu eliku-inthanethi kulula, njengoba amabhange amaningi egunyaza ngesikhathi umthengi efaka isicelo. Ngale ndlela, bheka ngezansi ezinye zezinketho ezinhle kakhulu zamakhadi aku-inthanethi agunyazwa ngokushesha lapho kufakwa isicelo.
Izikhangiso
Amakhadi esikweletu angu-5 angcono kakhulu agunyazwa ngokushesha
Bheka izinketho ezinhlanu ezinhle kakhulu zamakhadi esikweletu ongazikhethela:
Nubank Gold
I- Nubank ingelinye lamakhadi athandwa kakhulu ngabantu baseBrazil, njengoba livunywa ngokushesha. Le nketho yekhadi lesikweletu inohlelo lwe-Mastercard Surpreenda futhi ayinayo imali yonyaka.
C6 Bank
I- C6 inekhadi elingenayo imali yonyaka kanye nezinga lenzalo eliphansi. Ngaphezu kwalokho, inohlelo lwamaphuzu endiza kanye nomkhawulo wesikweletu ophezulu kakhulu.
Next
I-Next Internacional ingaba inketho enhle kakhulu uma ufuna ikhadi elingenayo imali yonyaka futhi elivunywa ngokushesha. Nokho, kubalulekile ukugcizelela ukuthi imali yonyaka imahhala kuphela kulabo ababamba iqhaza ohlelweni lokubuyiselwa kwemali lwekhadi.
Le nketho inenguqulo yesikweletu neyedebithi, futhi isanikeza ukufinyelela ku-akhawunti yokonga yebhange i-Bradesco.
Inter
Ibhange i-Inter laziwa kakhulu njengamanje ngokwenza izinto zibe lula kakhulu kumakhasimende. Ngakho-ke, ikhadi lesikweletu eliku-inthanethi lebhange livunywa ngokushesha ngesikhathi sokufaka isicelo futhi linohlelo lokubuyiselwa kwemali olungu-0,25% ekuthengeni okwenziwa ngomsebenzi wedebithi.
Kubalulekile ukuqaphela ukuthi ukuze usebenzise leli khadi kudingeka ube ne-akhawunti yamanje ebhange, futhi inzuzo enkulu ukuthi imali yonyaka imahhala.
Amakhadi esikweletu e-BMG
Leli yikhadi lesikweletu eliku-inthanethi elingenayo imali yonyaka. Ngaphezu kwalokho, labo abakhetha le nketho bazothola ukufinyelela ku-Mastercard Surpreenda kanye nokubuyiselwa kwemali kuzo zonke izinhlelo, kungaba ngesikweletu noma ngedebithi.
Izinzuzo zokusebenzisa amakhadi esikweletu
Ngokuphambene nalokho abantu abaningi abakucabangayo, amakhadi esikweletu angaba wusizo kakhulu kubantu, inqobo nje uma kunohlelo lwezezimali. Ngale thuluzi ungathola izinzuzo ezifana nalezi:
- Ukunethezeka kokukhokha;
- Ukuphepha okwengeziwe;
- Isikweletu esisheshayo;
- Ukushesha.
Isithombe: unsplash/CardMapr.nl
