Izibhengezo
I-Desenrola: Inyathelo Lokuthethathethana Ngokutsha kunye Nemiceli-mngeni Yalo. Ekubhiyozeleni inyanga yalo yokuqala ngoLwesine ophelileyo, umhla we-17, inkqubo i-Desenrola sele incede ekuthethathethweni ngokutsha kwamatyala ebhanki axabisa i-R$ 8.1 yeebhiliyoni, ixhamlisa malunga nabathengi abangama-985 amawaka, ngokweenkcukacha zamva nje ze-Federation of Brazilian Banks (Febraban).
Nangona kunjalo, nangona eli nyathelo liphumelele kwaye sele liza kwandiswa ukuze libandakanye namatyala angengawo awasebhankini, iingcali kwezoqoqosho zilumkisa abathengi abalungisa amatyala abo angekahlawulwa. Inkxalabo ephambili ijolise kukungabikho koqeqesho lwezemali ngexesha lesigaba sokuqala sale nkqubo. Le nkqubo, evumele ukuhlaziywa kwenkxaso-mali yamatyala kubathengi abanemivuzo efikelela kwi-R$ 20 lamawaka, inokubabona aba bathengi bephinda bangene ematyaleni ukuba akukho sicwangciso sifanelekileyo.
Izibhengezo
Umba obalulekileyo ngamatyala afikelela kwi-R$ 100. Amaziko emali, xa ejoyina i-Desenrola, acoca irekhodi letyala labo babenamatyala afikelela kwesi sixa. Nangona kunjalo, la matyala ayaqhubeka ekhona, eqokelela inzala. “Injongo yayikukukhuthaza ukusetyenziswa. Ukususwa kwegama kuluhlu lwabangahlawuliyo kuvumela umthengi ukuba aphinde afumane ityala, kodwa akuthethi ukuba ityala lihlawuliwe”, utshilo uGilberto Braga, unjingalwazi wezeMali e-Ibmec. Ngezinga eliphakathi lenzala lonyaka eliyi-59,9% kwityala lobuqu, amatyala anokuphinda-phindeka kabini kwiinyanga nje ezili-18.
Isidingo Esingxamisekileyo Semfundo NgezeMali
Funda kwakhona: Desenrola Brasil: Uthethathethwano kwakhona ngamatyala oluqaliswe ziivenkile ezinkulu
Ngokuphathelele kwisigaba sesibini se-Desenrola, iingcali zezoqoqosho zigxininisa ukubaluleka kokucwangcisa kwabathengi emva kothethathethwano ngokutsha. “Emva kokuhlengahlengiswa kwetyala, kubalulekile ukubeka phambili ukuhlawulwa kwezi zibophelelo. Injongo kufuneka ibe kukuhlawula ezi zibophelelo ngaphambi kokuthatha amanye amatyala”, kugxininisa uTeixeira.
Nangona kunjalo, kuBraga, esona siphikiso siphambili ngeDesenrola kukungabikho kwenkqubo eyomeleleyo yokufundisa kwakhona ngezemali. Nangona amanye amaziko ebhanki enikezela ngezikhokelo ngeevidiyo, oku akuyomfuneko ukuze ujoyine le nkqubo. “IDesenrola ibonelela ngesisombululo esibambekayo setyala, kodwa ayinaso isicwangciso esiqhubekayo semfundo ngezemali. Kunganceda ukubonelela ngezixhobo zokunceda abantu balawule uhlahlo lwabiwo-mali lwabo ngokufanelekileyo”, utshilo uBraga.
Imimiselo yeDesenrola imisela iikhosi zemfundo ngezemali kuphela kwisigaba sayo sesibini, esiya kubonelela ngezaphulelo kumatyala angekho ebhankini. Ezi khosi ziya kunikezelwa ngeqonga ledijithali eliphuhliswe yiB3, kodwa azinyanzelekanga ukuze ujoyine uthethathethwano ngokutsha.
Ikamva leDesenrola neCandelo 1
Funda kwakhona: Funda yonke into malunga neValores a Receber
Icetyelwe ngoSeptemba, iCandelo 1 leDesenrola lijolise ekuncedeni abatyalayo ababhaliswe kwiCadastro Único para Programas Sociais do Governo Federal (CadÚnico) okanye abo banomvuzo wenyanga ofikelela kwimivuzo emibini esezantsi esemthethweni, kunye namatyala afikelela kwi-R$ 5 000 kumaziko angaphandle kwecandelo lezemali. Oku kubandakanya iinkampani zeenkonzo zoluntu nabathengisi beevenkile.
