Izibhengezo
I Serasa, enye yeenkampani ezinkulu zokuhlalutya amatyala eBrazil, kutshanje ibhengeze inkqubo yokuxolelwa kwamatyala kubantu baseBrazil abanamatyala angahlawulwanga.
Eli nyathelo lijolise ekuboneleleni ngesiqabu semali kubantu abajamelene nobunzima bokuhlonipha izibophelelo zabo zemali.
Izibhengezo
Ithuba lokuqalisa kwakhona ngokwezemali
Kubantu abaninzi baseBrazil, ukujongana namatyala angekahlawulwa kunokuba ngumthombo woxinzelelo noxinzelelo lwengqondo oluqhubekayo.
Umthwalo wemali wala matyala unokuchaphazela kakubi umgangatho wobomi uze wenze kube nzima ukufikelela kwizicwangciso nakwiinjongo zobuqu. Nangona kunjalo, inkqubo yokuxolelwa kwamatyala yeSerasa inika ithuba elikhethekileyo lokuqalisa kwakhona ngokwezemali.
Ngokuzibandakanya kule nkqubo, abathengi bafumana ithuba lokuphelisa ngokupheleleyo amatyala abo, nto leyo ebavumela ukuba baqale ukusuka ekuqaleni baze bakhe kwakhona iimali zabo ngendlela esempilweni ngakumbi.
Oku akuphelisi kuphela uxinzelelo yezemali olukhawulezileyo, kodwa kukwavula indlela eya kwikamva elizinzileyo nelikhuselekileyo.
Indlela esebenza ngayo le nkqubo
Inkqubo yokuthatha inxaxheba kwinkqubo yeSerasa yokuxolelwa kwamatyala ilula ngokwentelekiso. Abathengi banokufikelela kwiwebhusayithi esemthethweni yenkampani baze bajonge ukuba banamatyala angekahlawulwa afanelekileyo na okuxolelwa.
Emva koko, banokujoyina le nkqubo baze bathethathethane ngemigaqo yokuhlawula okanye yokuxolelwa kwamatyala abo.
Kubalulekile ukuqaphela ukuba ayingawo onke amatyala angekahlawulwa anokufaneleka ukuxolelwa. Le nkqubo idla ngokusebenza kumatyala amadala okanye anexabiso eliphantsi, yaye ityala ngalinye livavanywa yinkampani ngokwahlukeneyo.
Nangona kunjalo, nokuba ayingawo onke amatyala axolelwayo, naluphi na uncedo lwezemali lwamkelekile kwabo bajamelene nobunzima.
amatyala exesha elidlulileyo: Iinzuzo kubathengi
Olona ncedo luphambili kubathengi abathatha inxaxheba kwinkqubo yeSerasa yokuxolelwa kwamatyala lithuba lokuphelisa izibophelelo zabo zemali baze baqale kwakhona ukusuka ekuqaleni.
Oku kunokubazisela isiqabu esikhulu ngokweemvakalelo kuze kuvule amathuba obomi bemali obunempilo nobulungeleleneyo.
Ukongeza, ngokucoca igama labo nokulungisa imeko yabo yezemali, abathengi banokuphucula namanqaku abo etyala.
Izibhengezo
Oku kunokwenza kube lula ukufikelela kwiimali-mboleko, kwinkxaso-mali nakwezinye iindlela zetyala kwixesha elizayo, kubanceda bafezekise iinjongo zabo zemali zexesha elide.
Ngamafutshane, inkqubo yokuxolelwa kwamatyala yeSerasa imele ithuba elikhethekileyo kubantu baseBrazil abasokolayo ngamatyala angekahlawulwa.
Ngokusebenzisa eli nyathelo, abathengi banokuthatha inyathelo elibalulekileyo elisingise kwikamva lezemali elithembisa ngakumbi nelinoxolo.
Umfanekiso: Ukuveliswa kwakhona/ I-Intanethi.