Izibhengezo
Fumanisa ukuba unayo na imali elityelweyo, Isikhokelo esipheleleyo ngenkqubo yeBhanki Enkulu
IBhanki Enkulu yaseBrazil (BC) yenze ukuba kufumaneke inkonzo ekwi-intanethi, iNkqubo yeeXabiso Eziza Kufunyanwa (SVR), evumela abantu baseBrazil ukuba baqinisekise ukuba banayo na imali elityelweyo kumaziko ebhanki. Nantsi into ekufuneka uyazi ukuze ujonge kwi-intanethi usebenzisa i-CPF yakho, ixesha elimiselweyo lokuyikhupha nokunye.
Izibhengezo
I-SVR liqonga ledijithali le-BC elinceda abantu, iinkampani nezalamane zabaswelekileyo ukuba baqinisekise ukuba banaso na isibonelelo esingafunwanga kwiibhanki okanye kwamanye amaziko emali. Uvavanyo kule nkqubo, obelunqunyanyisiwe ukusukela ngo-Epreli 2022, lwaqalwa kwakhona ngoLwesibini odlulileyo (28), lufumaneka kwiwebhusayithi “valoresareceber.bcb.gov.br/publico”. Ukuze bafumanise ukuba banelungelo lokufumana imali, abasebenzisi kufuneka banike kuphela i-CPF kunye nomhla wokuzalwa, okanye i-CNPJ kunye nomhla wokuvulwa kwenkampani.
Okwangoku, i-SVR iqinisekisa kuphela ukuba kukho okanye akukho mali iza kufunyanwa, ingakhange iveze isixa. Olu lwazi luza kufumaneka ukususela ngentsimbi ye-10 kusasa ngoLwesibini ozayo (7), kule webhusayithi inye. Lo ikwangumhla wokuqala wokutsalwa kwemali. Isixa esipheleleyo esiza kwabiwa yi-R$ 6 bhiliyoni, sixhamlisa ii-CPF ezizizigidi ezingama-38 kunye nee-CNPJ ezizizigidi ezi-2. Ukunceda abantu baseBrazil baqonde ngcono, i-TechTudo yenze uluhlu lwemibuzo emithandathu edla ngokubuzwa malunga nemali elityelweyo ezibhankini, kuquka nezikhokelo malunga nokuyijonga, ukuyikhupha kunye nendlela yokuphepha ubuqhetseba.
1. Yeyiphi iwebhusayithi yokujonga ukuba ndinemali eza kufunyanwa?
Ekuphela kweqonga elisemthethweni lokujonga nokucela ukubuyiselwa kwemali yi-valoresareceber.bcb.gov.br. Ezinye iiwebhusayithi ezibonakala zifana nephepha leBhanki Enkulu azikho semthethweni kwaye zisenokuba bubuqhetseba bezigebenga be-cybercriminals bokuba idatha yakho.
2. Zeziphi iintlobo zemali eza kufunyanwa?
Imali engafunwanga kwiibhanki nakumaziko ezemali inokuba yile:
– Iiakhawunti zangoku okanye zogcino ezivaliweyo ezinemali eseleyo;
– Izabelo ezinkulu kunye nokwabiwa kwentsalela yemali kubathathi-nxaxheba bangaphambili bemibutho yamatyala;
– Izibonelelo ezingafunwanga zamaqela e-consortium avaliweyo;
– Iintlawulo ezihlawuliswe ngendlela engafanelekanga;
– Izavenge okanye iindleko zemisebenzi yetyala ezihlawuliswe ngendlela engafanelekanga;
– Iiakhawunti zentlawulo ezihlawulwa kwangaphambili okanye emva kwentlawulo ezivaliweyo ezinemali eseleyo;
Izibhengezo
– Iiakhawunti zobhaliso ezigcinwe ngabarhwebi nabasasazi ezivaliweyo ezinemali eseleyo;
– Kunye nezinye izibonelelo ezikhoyo ukuze zibuyiselwe kumaziko.
3. Ndijonga njani ukuba ndinemali ekufuneka ndiyikhuphe?
Ukuze wazi ukuba unayo na imali elityelweyo ezibhankini, ndwendwela iwebhusayithi ye-SVR uze ufake i-CPF yakho kunye nomhla wokuzalwa, okanye i-CNPJ kunye nomhla wokuvulwa kwenkampani yakho. Okwangoku, inkqubo ibonisa kuphela ukuba unazo na okanye awunazo izibonelelo ekufuneka zikhutshwe. Ukuba uphendlo lubonisa isiphumo esihle, buyela kwiwebhusayithi ukususela nge-10 kusasa nge-7 Matshi, ngoLwesibini ozayo, ukuze ufumanise imali oyityalwayo kunye nendlela yokucela ukubuyiselwa kwayo.
Jonga ukuba unamaXabiso aLityelweyo na ngokucofa iqhosha elingezantsi 👇
4. Kuqala nini ukukhutshwa kwemali elityelweyo?
Ukusukela nge-7 kaMatshi, uya kukwazi ukubona imali omele uyifumane uze ucele ukuyikhupha. Isixa esipheleleyo esiza kwabiwa yi-R$ 8 billion, kuxhamle ii-CPF ezingama-38 ezigidi kunye nee-CNPJ ezizigidi ezi-2.
5. Yintoni etshintshileyo kwiNkqubo yeMali eza Kufunyanwa?
I-SVR inohlaziyo oluthile. Ngoku akusayi kuphinda kufuneke ucwangcise ukufikelela ngokusekelwe kumhla wokuzalwa okanye kumhla wokuvulwa kwenkampani. Inkqubo ngoku inegumbi lokulinda elibonakalayo lokunceda xa kukho ukufikelela okugqithisileyo. Ukongeza, kunokwenzeka ukujonga imali yomntu oswelekileyo njengendlalifa okanye ummeli osemthethweni.
6. Ungaziphepha njani iinkohliso ezinxulumene nemali elityelweyo ezibhankini?
Inyathelo lokuqala lokuphepha iinkohliso kukuqinisekisa ukuba ngenene ukwiwebhusayithi esemthethweni yeNkqubo yeMali eza Kufunyanwa. Qaphela idomeyini yephepha: izaphuli-mthetho zinokwenza iiwebhusayithi ezibonakala zifana newebhusayithi yeBhanki Enkulu zize zenze utshintsho oluncinci kwi-URL ukuze zikhohlise amaxhoba angaqapheliyo.
Ukongeza, khumbula ukuba:
– IBhanki Enkulu ayithumeli makhonkco kwaye ayiqhagamshelani nawe ukuze ixoxe ngeemali oza kuzifumana okanye iqinisekise iinkcukacha zakho zobuqu;
– Liziko kuphela elivela kwiNkqubo yeMali eza Kufunyanwa elinokuqhagamshelana nawe, kwaye alisoze likucele igama-mfihlo lakho;
– Kuphephe ukucofa amakhonkco akrokrelayo athunyelwe nge-imeyile, iSMS, iWhatsApp okanye iTelegram.
– Amaziko anamatyala emali awafuni kuhlawulwe iifizi ukuze kubuyiswe imali. Ngoko ke, ungaze uthumele imali ukuze ufumane ezi mali.”
Ungajonga ukuba unayo na iMali Engafunyanwanga ebhalwe egameni lakho ngokucofa iqhosha elingezantsi👇
