Izibhengezo
Ngaba iSerasa Score yakho iyehla? Fumanisa iindlela zokuphucula amanqaku akho nokuqinisekisa amathuba aluncedo etyala!
Abantu abaninzi baseBrazil bahlala befuna amathuba etyala akhuselekileyo. Ngenxa yoko, iSerasa Score igqama njengenjongo ebalulekileyo kwabo bafuna ukwandisa amathuba abo emali.
ISerasa idlala indima ebalulekileyo kwimarike yezemali, ibonelela ngolwazi olubalulekileyo oluchaphazela izigqibo zetyala zamaziko ahlukeneyo.
ISerasa Score ekhankanywa kakhulu, umlinganiselo osuka ku-0 ukuya ku-1000, ibonisa amathuba okuba umthengi ahloniphe izibophelelo zakhe zemali. Ngoko ke, i-score ephezulu ibonisa amathuba amakhulu okufumana ityala.
I-SeSerasa Score imiselwa njani?
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Amanqaku asekelwe kwimikhwa eyahlukeneyo yezemali, kuquka: imbali yeentlawulo, ubukho bamatyala asebenzayo, inani lemibuzo eyenziwe nge-CPF nenkqubela yezemali.
Ngokusekelwe kwezi zinto, iSerasa yahlula iScore ibe ngamacandelo amane abonisa umngcipheko onokubakho wokungahlawuli. La macandelo ngala:
- Phantsi kakhulu: amanqaku angama-0-300. Umngcipheko ophezulu wokungahlawuli;
- Phantsi: amanqaku angama-301-500. Umngcipheko ophakathi wokungahlawuli;
- Kulungile: amanqaku angama-501–700. Umngcipheko ocuthiweyo wokungahlawuli amatyala;
- Kugqwesileyo: amanqaku angama-701–1000. Umngcipheko omncinci kakhulu wokungahlawuli amatyala.
Amaqhinga okuphucula iSerasa Score
Ukuba phezulu kuluhlu lwezikhundla kuluncedo kwimeko yezemali. Ngokubanzi, amanqaku asebenza “njengesitampu sokuthembeka”, eqinisekisa igama lakho njengomntu ohlawula amatyala.
Ukongeza, iScore ephezulu yandisa amathuba okufumana inkxaso-mali, kunye namakhadi etyala anemiqathango engcono, iitshekhi kunye neemali-mboleko zomntu ngamnye. Ngaloo ndlela, nazi ezinye iingcebiso ezisebenzayo zokunyusa iScore yakho:
- Thethathethana uze uhlawule amatyala angekahlawulwa;
- Qinisekisa ukuba iintlawulo zenkxaso-mali, amakhadi kunye namanye amatyala zilungile;
- Sebenzisa intlawulo ezenzekelayo ukunqanda ukulibaziseka;
- Gcina iinkcukacha zakho zobhaliso zihlaziyiwe;
- Jonga rhoqo iCadastro Positivo.
Izinto ezithoba i-score
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Ngelishwa, njengakwezinye iinkalo ezininzi zobomi, kukho iimpazamo ezinokuchaphazela iSerasa Score yakho. Jonga ukuba zeziphi:
- Ukungahlawuli amatyala ngokuqhubekayo;
- Ukuboleka iCPF yakho kwabanye abantu;
- Ukusasaza iinkcukacha zamakhadi etyala;
- Ukungakhathaleli ukuhlaziya iinkcukacha zakho zobhaliso;
- Ukucela ityala kumaziko amaninzi ngexesha elifutshane.
