Izibhengezo
Qonda ifuthe leNkqubo iDesenrola xa ulawula amatyala. Bona indlela uqeqesho lwezemali olunokuthintela ngayo amatyala exesha elizayo.
INkqubo iDesenrola, eyayilelwe ukujongana namatyala asebhankini nangaphandle kwebhanki, igqibe inyanga yayo yokuqala yomsebenzi idibanise i-R$ 8,1 yeebhiliyoni kumatyala aphinde axoxwa ngawo. Oku kuncede malunga nabathengi abangama-985 amawaka, ngokweenkcukacha-manani zakutshanje zeFederation of Brazilian Banks (Febraban).
Olu phawu lwenkqubo, nangona lunika umthengi ikhefu lethutyana, lunokubangela imeko yamatyala aqhubekayo, xa kungekho lawulo lufanelekileyo lwezemali. Kubalulekile ukuqaphela ukuba ityala eliyi-R$ 100 linokuphindaphindeka ngexesha elifutshane lonyaka omnye, kuthathelwa ingqalelo umyinge wonyaka wenzala oyi-59,9% kwityala lobuqu.
Izibhengezo
Kwenzeka ntoni xa ushiya la matyala engahlawulwanga?
Funda kwakhona: Desenrola Brasil: Uthethathethwano kwakhona ngamatyala oluqaliswe ziivenkile ezinkulu
Ngokutsho kweFebraban, phantse zizigidi ezintlanu zeerekhodi zamatyala angekahlawulwa, ezixabisa ukuya kuthi ga kwi-R$ 100, zasuswa kuluhlu lwabangahlawuliyo de kwaba nguJulayi ka-2023. Nangona kunjalo, uninzi lwala matyala lunxulumene namatyala amancinci, angakhathalelwanga kumaziko emali, aqhubeka eqokelela iintlawulo ezongezelelweyo.
Ngaphezu koko, abathengi abaninzi abawazi la matyala, kuba bengakhange bazihlole ngokufanelekileyo iirekhodi zabo zebhanki okanye zamaqonga edijithali. Ngoko ke, kule meko, iingcali kwicandelo lezemali zigxininisa imfuneko yokuhlawula ngokukhawuleza la matyala emva kokususwa kwerekhodi lokungahlawuli.
Indlela yokuzikhusela kumatyala emva kothethathethwano kwakhona nokubaluleka kwemfundo yezemali
Funda kwakhona: Funda yonke into malunga neValores a Receber
Ngokuphathelele kwinqanaba lesibini leNkqubo iDesenrola, oosoqoqosho uRicardo Teixeira noGilberto Braga bayavumelana ngokubaluleka kokuba abathengi benze isicwangciso esineenkcukacha. Injongo ikukuthintela ukubuyela kwimeko yamatyala emva kothethathethwano kwakhona. Ngoko ke, kucetyiswa ukuba kuhlangatyezwane nezivumelwano ezenziwe kuthethathethwano kwakhona ngaphambi kokuthatha amatyala amatsha.
Ngaphezu koko, eyona nto ibalulekileyo iboniswe ziingcali malunga neDesenrola ibhekisa kwimfuneko ebalulekileyo yokubandakanya inkqubo yemfundo yezemali. Nangona amanye amaziko ezemali esasaza ulwazi ngeevidiyo, kusekho indawo enkulu yokuphucula imfundo yabathengi.
