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Check the requirements for withdrawing a total of more than R$ 2,900 from Caixa. Find out which individuals are entitled to make this withdrawal!
This Tuesday (31) is the final deadline for Brazilian citizens to withdraw from Caixa the annual installment related to the anniversary withdrawal of the Severance Indemnity Fund (FGTS). According to the established schedule, this deadline applies to individuals born in August.
The FGTS anniversary withdrawal allows employees to access part of their fund balance annually, during their birthday month. However, to receive this amount from Caixa, the institution responsible for the payment, individuals must select this option through the FGTS app.
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The amount each person can access varies according to the total accumulated in their accounts, whether active or inactive. Additionally, they may receive an extra portion that increases as the account balance grows.
Who is entitled to R$ 2,900 from Caixa?
According to the FGTS birthday withdrawal table, to withdraw more than R$ 2,900 from Caixa, the employee must accumulate a balance of R$ 12,000 in their accounts. With this amount, the government authorizes the withdrawal of 15% of the total + a bonus of R$ 1,150. Thus, they will be able to access R$ 2,950.
The employee can direct the money to an account at Caixa or any other bank, provided that the account is in their name. The government institution requires 5 business days to make the deposit after the request.
Changes on the Agenda
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Next week, the Federal Government is expected to present Congress with a legislative proposal that could revise the guidelines for those who wish to make the Caixa birthday withdrawal. The withdrawal option will remain, but the rules concerning unemployed individuals who chose this option may undergo changes.
Thus, several employees will be able to access the full amounts in their FGTS accounts, which they previously could not withdraw.
