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In total, Caixa Econômica Federal made approximately R$ 12.7 billion available to more than 100 million professionals. On July 30, Caixa Econômica Federal completed the distribution of the profits from the Severance Indemnity Fund (FGTS) accumulated in 2022. This amount, which reached R$ 12.7 billion, benefited 217.7 million accounts, reaching 132 million professionals with a balance as of December 31, 2022.
The government established the FGTS in 1966 as a form of savings for workers, ensuring a financial reserve for unexpected situations, such as unexpected dismissals or serious illnesses, as well as for retirement. Thus, withdrawals from the fund only occur under specific circumstances established by law.
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FGTS Earnings
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On July 25, the FGTS Governing Council determined the distribution of the profits, which were distributed proportionally among the participants. Therefore, those with higher account balances received a larger share of the profits.
Caixa, through a statement, clarified that the distribution of earnings increased the FGTS profitability in 2022 to 7.09%. Therefore, this rate exceeds the inflation for the period, which was 5.79%.
Consequently, according to Caixa, to calculate the profit received, the worker must multiply the balance of their account (active and/or inactive) on December 31, 2022 by 0.02461511. Thus, for every R$ 1,000 in balance, the professional earned R$ 24.61.
How can you check this balance?
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To obtain the FGTS amount, follow the instructions:
- Download the FGTS app (compatible with Android and iOS);
- If you are not registered yet, click “Register”;
- After registering, access the platform with your credentials;
- Now, you will be able to view the FGTS statement.
There is also the option of receiving the FGTS balance directly at your home by requesting it at a Caixa branch or by calling 0800 726 0101.
