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If you do not withdraw by the 31st at Caixa Econômica, you may miss out on earning R$2,900. Find out more about the amount you can receive!
Until October 31, Caixa Econômica Federal offers the opportunity to withdraw approximately R$ 2,900. At the moment, this amount is available to professionals whose birthday is in October and who opted for the FGTS Birthday Withdrawal.
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The FGTS Birthday Withdrawal authorizes those celebrating their birthday in the month to withdraw a portion of their FGTS funds exclusively during their birthday month. Here, we are referring to a rate applied to the balance and an additional amount, which may vary according to the amount in the account.
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FGTS rates and additional amounts for the Birthday Withdrawal
To opt for the Birthday Withdrawal, you must have an initial balance of at least R$ 500 in FGTS. With a 50% rate, the worker has the chance to withdraw R$ 250 of this amount. However, in this range, there is no additional amount. See the summary of the rates and additional amounts:
- Amounts from R$ 500.01 to R$ 1,000 – 40% rate plus an additional amount of R$ 50;
- Amounts from R$ 1,000.01 to R$ 5,000 – 30% rate plus an additional amount of R$ 150;
- Amounts from R$ 5,000.01 to R$ 10,000 – 20% fee plus a R$ 650 bonus;
- Amounts from R$ 10,000.01 to R$ 15,000 – 15% fee plus a R$ 1,150 bonus;
- Amounts from R$ 15,000.01 to R$ 20,000 – 10% fee plus a R$ 1,900 bonus;
- Amounts above R$ 20,000 – 5% fee plus a R$ 2,900 bonus.
Guide on how to withdraw the amounts at Caixa
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To secure your right to the money, it is crucial to request it properly before the deadline, on the 31st. Follow the detailed procedure below:
- Install the FGTS app on your app platform (Android or iOS);
- Create an account or log in;
- Click on “birthday withdrawal”;
- Indicate the account that will receive the money;
- Check the withdrawal projection shown;
Finally, follow the additional instructions provided by the app and complete the process.