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Understand how the INSS salary advance works.
The INSS decided to advance the salary of certain beneficiaries, making it crucial for everyone to remain alert to take advantage of this opportunity. The reason for this is that this advance is an urgent response to assist more than 700,000 policyholders affected by the adversities caused by an extratropical cyclone in the state of Rio Grande do Sul.
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Therefore, to clarify all your questions about the matter and understand who is entitled to the salary advance, we have compiled the most relevant information to share with you.
Details of the INSS salary advance
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As already pointed out, the National Institute of Social Security, often referred to as INSS, stated that it would advance the salary of certain policyholders.
This decision arose due to the disasters that the storms brought to the state of Rio Grande do Sul, leading the institution to adopt an innovative and urgent measure.
Thus, in partnership with the Federal Government and the Ministry of Social Security, the INSS announced the early payment of benefits to more than 700,000 individuals who suffered material and emotional losses due to the climate events. Together, these insured individuals represent a monthly amount of R$ 1.21 billion.
Understand the purpose of the early payment
Naturally, the main purpose of this early release by the INSS is to provide financial support to those affected by the event in Rio Grande do Sul. Data released by the RS State Government show that many of those affected suffered significant losses, including their homes and personal belongings. As a result, they are dealing with an unprecedented critical situation.
With this in mind, the early payment seeks to provide these people with the means to find some relief during this challenging time.
Who can benefit from the early payment?
However, contrary to what many assume, the action is not exclusive to retirees and pensioners under Social Security. Registered workers can also withdraw up to R$ 6,220 from the FGTS (Length-of-Service Guarantee Fund).
Additionally, the Government also extended payment deadlines for housing financing in the affected areas, seeking to offer extra financial relief to those who suffered from the storms.
Payment schedule in Rio Grande do Sul
Social security benefit payments normally take place in the last week of the month, continuing through the first days of the following month.
Additionally, this schedule is divided into two stages, initially prioritizing those who receive the minimum social security amount and subsequently those who receive the maximum amount.
However, in September, the institute made an exception to ensure that the residents of Rio Grande do Sul would not have to wait.
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According to INSS, the advance payment plan was organized as follows:
- All beneficiaries will receive their payment on September 25;
- The withdrawal date will be the same, regardless of the benefit amount or number;
- The advance payment covers residents of 79 cities that declared a state of public calamity.
However, it is crucial to emphasize that this special schedule applies only to the inhabitants of Rio Grande do Sul. Only residents of the affected municipalities will follow this payment schedule.
Additional benefit option with reimbursement
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Beneficiaries may choose to receive an extra amount equivalent to their regular benefit. However, they will need to repay this additional amount to the INSS, acting as a credit.
Thus, beneficiaries can settle the amount in up to 36 interest-free installments, beginning three months after selection.
Restrictions on the advance payment
Finally, it is worth noting that the INSS advance does not include beneficiaries of temporary benefits, such as sickness benefit and maternity pay. The measure focuses on beneficiaries with fixed social security benefits who are facing hardship due to the state of emergency in the state. Therefore, the action seeks to provide immediate financial support to help them overcome this critical phase.
Therefore, if you meet the established criteria, keep an eye on the dates and the available options for returning the extra amount. INSS is committed to assisting those affected, ensuring that they have the necessary means to recover after what happened.
Now that you know about the INSS salary advance, share your opinion with us in the comments!
