Izikhangiso
I-Desenrola Brasil: Funda kabanzi ngesigaba sokugcina sohlelo lokulungisa izikweletu.
Isigaba sokugcina sephrojekthi kahulumeni I-Desenrola Brasil siqala phakathi kuka-25 no-29 kuMandulo, ngokusho koMnyango Wezezimali. Lolu wuhlelo lokulungisa izikweletu ngaphansi kokuphathwa nguLula (PT), oluhlose ukusiza abakweletayo be Isigaba sokuqala.
Iyini iphrofayela yeSigaba 1?
Kulesi sigaba kukhona abantu abahola kuze kufike emiholweni emibili ephansi (R$ 2.640) noma ababhaliswe ku-Cadastro Único kaHulumeni Wombuso (CadÚnico).
Yini ehlanganiswa yisigaba sokugcina?
Funda futhi: I-Desenrola Brasil: Ukuxoxisana Kabusha Ngezikweletu Okusheshiswe Izitolo Ezinkulu
Isigaba sokugcina se I-Desenrola Brasil sivumela ukuhlelwa kwezibopho zezimali nezingezona ezezimali, ezihlanganisiwe ezingedluli ku-R$ 5 mil.
Qaphela: Imisebenzi eyenziwa ngaphansi kwephrojekthi Desenrola ikhululekile ku-IOF (Intela Yemisebenzi Yezezimali).
Nokho, le phrojekthi ayifaki ukuhlelwa kabusha kwezikweletu zezolimo, imali ebolekiwe yezindlu, amakhredithi anesiqinisekiso sempahla, imisebenzi enoxhaso lwezimali noma ubungozi babanye.
Imiphumela yesigaba sokuqala se-Desenrola Brasil
Isigaba sokuqala se I-Desenrola Brasil kwaholela ekuxazululweni kwezikweletu okungu-R$ 8,1 billion yizikhungo zamabhange, ngokusho kwe-Federação dos Bancos (Febraban). Ngaphezu kwalokho, cishe abantu abayizigidi ezingu-5 balungise isimo sabo.
Izinombolo zibonisa ukuthi uhlelo lokuxazulula izikweletu lwenza kwaba nokwenzeka ukulungisa cishe izinkontileka eziyizigidi ezingu-1,3, kwazuzisa abasebenzisi abayizigidi ezingu-1.
Futhi ngisho nasezigabeni zokuqala, ezazihlanganisa kuphela ukuxazulula izikweletu nezikhungo zamabhange, abathengisi bazithatha kuqala ngemikhankaso yokuxazulula izikweletu.
Abathengisi ababandakanyeka esigabeni sokuqala
I-Casas Bahia ne-Ponto, zakwa-Via (VIIA3), kanye ne-Lojas Renner (LREN3) bahola lo mnyakazo. I-Magazine Luiza (MGLU3) ne-C&A (CEAB3) nazo zajoyina.
Umthelela wezenhlalo we-Desenrola Brasil
I- I-Desenrola Brasil udlula ekubeni uhlelo nje lokuxazulula izikweletu. Uveza ukuzimisela kukahulumeni ekuphakamiseni izinga lokuphila lomphakathi. Ngawo, izigidi zabantu zakwazi ukulungisa isimo sazo futhi ziqale kabusha uhambo lwazo lwezezimali.
Lolu yilona uhlobo lwesenzo olugcizelela ukuzinikela kukahulumeni enhlalakahleni yabantu, lunikeza izinketho kulabo ababhekene nezinselele zokufeza izibopho zabo.
Isebenza kanjani i-Desenrola Brasil?
I- I-Desenrola Brasil kuqondile impela. Uma uhlangabezana nemibandela, ungaxhumana namabhange noma izikhungo zezezimali ukuze ulungise izikweletu ezikhona ezenziwe kuze kube umhla zingama-31 kuZibandlela wezi-2022. Awukho umkhawulo enanini lesibopho okufanele silungiswe.
Imihlahlandlela ye lokulungisa izikweletu ibekwa yizikhungo zezezimali. Isikhungo ngasinye silandela isu laso lezentengiso futhi sichaza imithetho yokubamba iqhaza ohlelweni.
Ungazibandakanya kanjani ku-Desenrola Brasil?
Kunezindlela eziningi zokujoyina i I-Desenrola Brasil. Ngezansi, sichaza ezinye izindlela kwamanye amabhange nezikhungo zezezimali zikazwelonke ezigqame kakhulu.
Banco do Brasil
Funda futhi: Funda konke mayelana ne-Values a Receber
I-Banco do Brasil iphakamisa imigomo efana nokukhokha ngezitolimende ezifika kweziyi-120, ukwehliswa kwezindleko okufika ku-25% kanye nokwehliswa okufika ku-96% ekukhokheni kanye.
Bamba iqhaza ngesayithi elisemthethweni, ngokuthumela “#renegocie” ku-WhatsApp yebhange, ngohlelo lokusebenza noma ngokushayela isevisi yosizo.
Caixa Econômica Federal
I-Caixa inikeza izinketho ezifana nokukhokha kanye ngesaphulelo esifika ku-90%, ukukhokha ngezitolimende zezinyanga eziyi-12 kuya kwezingama-96 ngezindleko ezihambisana nesimo kanye nesitolimende sokuqala ngemva kwezinsuku ezingama-30.
Bamba iqhaza ngesayithi elisemthethweni, ku-WhatsApp, ezinhlelweni zokusebenza noma ngocingo lwesevisi yosizo.
Bradesco
IBradesco ayizange idalule imininingwane ethile, kodwa kungenzeka ukujoyina uhlelo ngewebhusayithi esemthethweni, iziteshi zedijithali noma ngokuqondile egatsheni.
Itaú
Itaú iphakamisa izinzuzo nemigomo ekhethekile yokukhokha isikweletu, okuhlanganisa nokwehliswa kwenzalo okufika ku-60% ezikweletini esezidlulelwe yisikhathi.
Bamba iqhaza ngewebhusayithi esemthethweni noma ku-WhatsApp.
Santander
ISantander iphakamisa izinguquko ezinokukhokha kokuqala noma ezingenakho, amanani enzalo aguquguqukayo nezaphulelo ezifika ku-90%. Ukukhokha ngezitolimende kufinyelela ezikhathini ezingu-120.
Bamba iqhaza ngokushayela isevisi yokunakekela amakhasimende noma ngewebhusayithi esemthethweni.
Ezinye Izikhungo Zezezimali
Ezinye izikhungo eziningi nazo zikhona ku- I-Desenrola Brasil, njenge-PicPay, Pagbank, Inter, C6 ne-Banco Pan. Ngasinye sethula imihlahlandlela yaso yokukhokha izikweletu.
