Izikhangiso
I- Serasa, enye yezinkampani ezinkulu zokuhlaziya izikweletu eBrazil, isanda kumemezela uhlelo lokuxolela izikweletu lwabantu baseBrazil abanama-akhawunti adlulelwe yisikhathi.
Lolu hlelo luhlose ukunikeza ukukhululeka kwezezimali kubantu ababhekene nobunzima bokufeza izibopho zabo zezezimali.
Izikhangiso
Ithuba lokuqala kabusha ngokwezezimali
Kubantu abaningi baseBrazil, ukubhekana nezikweletu ezingakakhokhwa kungaba umthombo oqhubekayo wengcindezi nokukhathazeka.
Umthwalo wezezimali walezi zikweletu ungathinta kabi izinga lempilo futhi wenze kube nzima ukufinyelela imigomo nezinjongo zomuntu siqu. Nokho, uhlelo lokuxolela izikweletu lweSerasa lunikeza ithuba eliyingqayizivele lokuqala kabusha ngokwezezimali.
Ngokujoyina lolu hlelo, abathengi bathola ithuba lokususa ngokuphelele izikweletu zabo ezisalindile, okubavumela ukuba baqale phansi futhi bakhe kabusha izimali zabo ngendlela enempilo kakhulu.
Lokhu akugcini nje ngokunciphisa ingcindezi sezezimali esheshayo, kodwa futhi kuvula indlela eya ekusaseni elizinzile neliphephile.
Lusebenza kanjani lolu hlelo
Inqubo yokubamba iqhaza ohlelweni lokuxolelwa kwezikweletu lwe-Serasa ilula ngokuqhathaniswa. Abathengi bangavakashela iwebhusayithi esemthethweni yenkampani futhi bahlole ukuthi banazo yini izikweletu zezimali ezifanele ukuxolelwa.
Ngemva kwalokho, bangajoyina lolu hlelo futhi baxoxisane ngemibandela yokukhokha noma yokuxolelwa kwezikweletu zabo.
Kubalulekile ukugcizelela ukuthi akuzona zonke izikweletu ezingase zifanelekele ukuxolelwa. Lolu hlelo ngokuvamile lusebenza ezikweletini ezindala noma zenani eliphansi, futhi icala ngalinye lihlolwa yinkampani ngokuzimela.
Nokho, noma kungaxolelwa zonke izikweletu, noma yiluphi usizo lwezezimali luyamukeleka kulabo ababhekene nobunzima.
izikweletu esikhathini esedlule: Izinzuzo kubathengi
Inzuzo enkulu kubathengi ababamba iqhaza ohlelweni lokuxolelwa kwezikweletu lwe-Serasa yithuba lokususa izibopho zabo zezimali bese beqala phansi.
Lokhu kungaletha ukukhululeka okukhulu ngokomzwelo futhi kuvule amathuba empilo yezezimali enempilo nelinganiselayo.
Ngaphezu kwalokho, ngokuhlanza igama labo nokulungisa isimo sabo sezezimali, abathengi bangathuthukisa namaphuzu abo esikweletu.
Izikhangiso
Lokhu kungenza kube lula ukufinyelela emalimboleko, ekuxhasweni ngezimali nakwezinye izinhlobo zesikweletu esikhathini esizayo, kubasize bafinyelele imigomo yabo yezezimali yesikhathi eside.
Ngamafuphi, uhlelo lokuxolelwa kwezikweletu lwe-Serasa lumelela ithuba eliyingqayizivele kubantu baseBrazil ababhekene nezikweletu ezingakhokhiwe.
Ngokusebenzisa leli thuba, abathengi bangathatha isinyathelo esibalulekile esiya ekusaseni lezezimali elithembisa kakhulu nelinokuthula.
Isithombe: Ukukhiqizwa kabusha/I-inthanethi.
