Izikhangiso
I- Isikhwama Sesiqinisekiso Sesikhathi Senkonzo (FGTS) singesinye sezinzuzo ezibaluleke kakhulu kubasebenzi baseBrazil.
Nokho, njengoba ubuchwepheshe buthuthuka futhi izinsizakalo eziningi zenziwa ngedijithali, ziye zanda nezingozi zokukhwabanisa nobuqili obuhlobene nalesi sikhwama.
Izikhangiso
Ngaphezu kwalokho, ukuvikela i-FGTS yakho kubalulekile ukuze uqinisekise ukuthi amalungelo akho nemali oyilondolozile kuphephile. Nawa amanye amathiphu abalulekile okugwema ukuba yisisulu sokukhwabanisa nobuqili.
Yazi Amalungelo Akho Futhi Uhlale Unolwazi
Indlela yokuqala yokuzivikela ekukhwabaniseni ulwazi. Ukwazi ukuthi i-FGTS isebenza kanjani, ukuthi yimaphi amalungelo akho nokuthi ungawafinyelela kanjani kubalulekile.
I-FGTS iyinzuzo umqashi okufanele ayifake njalo ngenyanga ku-akhawunti exhunywe kumsebenzi. Ngakho-ke, lezi zimali zingakhishwa ezimweni ezithile, njengokuxoshwa ngaphandle kwesizathu esizwakalayo, ukuthenga ikhaya lakho, ukuthatha umhlalaphansi, phakathi kokunye.
Ukuhlala unolwazi ngemithetho kanye nezinguquko emithethweni yezabasebenzi kungasiza ekuboneni ukukhwabanisa okungenzeka. Amawebhusayithi asemthethweni kahulumeni, njenge-Caixa Econômica Federal, ayimithombo ethembekile yokuhlala unolwazi lwakamuva.
Sebenzisa Izinhlelo Namawebhusayithi Asemthethweni
Enye yezindlela ezivame kakhulu zokukhwabanisa ukubandakanya ukusetshenziswa kwezinhlelo zokusebenza namawebhusayithi mbumbulu azenza sengathi ayiziteshi ezisemthethweni.
Ukuze ugweme lokhu, sebenzisa njalo izinhlelo zokusebenza namawebhusayithi asemthethweni, njengohlelo lokusebenza lwe-“FGTS” lwe Caixa Econômica Federal. Lezi ziteshi zinikeza ukufinyelela okuphephile olwazini lwakho futhi zikuvumela ukuthi ulandelele amadiphozithi namabhalansi.
Ngakho-ke, hlola njalo ubuqiniso bamawebhusayithi ngaphambi kokufaka noma yiluphi ulwazi lomuntu siqu noma lwasebhange. Bheka izinkomba zokuphepha, njengophawu lokukhiya kubha yekheli nokusetshenziswa kwe-HTTPS.
Qaphela Imilayezo Nezingcingo Ezisolisayo
Abakhwabanisi bavame ukusebenzisa imilayezo ebhaliwe, ama-imeyili nezingcingo ukuze bakhohlise abantu.
Lokhu kuxhumana kungase kubonakale kusemthethweni futhi kucelwe imininingwane yomuntu siqu noma yezezimali ngezaba zokuxazulula inkinga ethile noma ukukhulula inzuzo.
I-Caixa Econômica Federal nezinye izinhlaka aziceli imininingwane yomuntu siqu ngezingcingo noma ngemilayezo. Qaphela noma yikuphi ukuxhumana okucela imininingwane ebucayi futhi ungalokothi unikeze imininingwane efana nenombolo ye-PIS, i-CPF noma amaphasiwedi ngalezi zindlela.
FGTS: Gcina Idatha Yakho Yomuntu Siqu Iphephile
Elinye icebo elibalulekile ukuvikela imininingwane yakho yomuntu siqu. Ungabelani ngolwazi lomuntu siqu ezinkundleni zokuxhumana noma kumawebhusayithi angathembekile.
Nokho, sebenzisa amaphasiwedi aqinile nahlukile enkonzweni ngayinye futhi uvule ukuqinisekiswa kwezinto ezimbili noma nini lapho kungenzeka.
Izikhangiso
Kubalulekile futhi ukuhlola njalo izitatimende zakho futhi uqinisekise ukuthi amadiphozithi ayenziwa ngendlela efanele. Uma ubona noma yikuphi ukungahambi kahle, xhumana ngokushesha ne-Caixa Econômica Federal.
Qaphela Iziphakamiso Zokukhokhelwa Kwezimali Kusenesikhathi
Eminye imikhonyovu ihilela isiphakamiso sokukhokhelwa kwezimali ze-FGTS kusenesikhathi ngokukhokha imali ethile.
Ungathembi noma yisiphi isipho salolu hlobo, ngoba lezi zinkokhelo zangaphambi kwesikhathi ngokuvamile azikho emthethweni futhi zingaholela ekulahlekelweni yimali.
Ngaphezu kwalokho, noma nini lapho unemibuzo, thintana ngqo neziteshi ezisemthethweni noma ufune iseluleko sochwepheshe. Ungathathi izinqumo ezibalulekile zezimali ngokusekelwe olwazini oluvela emithonjeni engabazekayo.
ukuvikelwa kwe-FGTS
Ukuvikelwa kwe-FGTS yakho ekulweni nokukhwabanisa nemikhonyovu kudinga ukunakwa nolwazi. Ngakho-ke, hlala unolwazi, sebenzisa iziteshi ezisemthethweni, vikela idatha yakho yomuntu siqu futhi uqaphele ukuxhumana okusolisayo. Ngale ndlela, ungaqinisekisa ukuthi amalungelo akho nemali oyilondolozile kuphephile, ugweme izinkinga nokulahlekelwa.
Isithombe: Ukukhiqizwa kabusha/I-inthanethi.
