Izikhangiso
IBhange i-Santander, enye yezikhungo ezinkulu zezezimali emhlabeni, ihlezi ihamba phambili uma kuziwa ekunikezeni amakhasimende ayo izinketho zokutshala imali ezintsha nezithembekile. Muva nje, leli bhange lethule isikhwama esisha semali engenayo engaguquki, lanweba nakakhulu uhla lwamathuba kubatshalizimali abafuna ukuphepha nenzuzo. Lesi sikhwama esisha saziwa ngegama elithi Multiestratégia Renda Fixa Crédito Privado. Ngakho-ke, kuyithuba eliyingqayizivele kulabo abafisa ukuhlukanisa izimali zabo abazitshalile futhi basebenzise amandla emakethe yezikweletu ezizimele.
Isikhwama i-Multiestratégia Renda Fixa Crédito Privado se-Santander siyisixazululo sokutshala imali esihlanganisa ukuphepha kotshalomali olunemali engenayo engaguquki nethuba lokuthola izinzuzo ezikhangayo. Silawulwa ochwepheshe abanolwazi be-Santander Asset Management. Ngaphezu kwalokho, lesi sikhwama sitshala ezinhlotsheni ezihlukahlukene zezimpahla, okuhlanganisa izibambiso zezikweletu ezizimele, inzalo, izimali kanye nokwehla kwamandla okuthenga, emakethe kazwelonke nakwamanye amazwe. Isu lesikhwama elihlukahlukene lihlose ukuzuza ezikhathini zokwehla kanye nezokukhuphuka kwezilinganiso zenzalo. Ngale ndlela, lesi sikhwama sinikeza abatshalizimali inketho eqinile nevumelana nezimo.
Bona Okuningi: Imalimboleko elula ye-MEI. Bheka
Izinzuzo nezici zesikhwama esisha se-Santander
Isikhwama esisha se-Santander semali engenayo engaguquki siletha uchungechunge lwezinzuzo nezici ezisenza sibe inketho ekhangayo kubatshalizimali abanamaphrofayili ahlukahlukene. Ngotshalomali lokuqala oluncane nolufinyeleleka olungu-R$ 100 kuphela, lesi sikhwama siyinketho enhle kakhulu kulabo abaqala ukutshala imali noma abafisa ukwabela ingxenye yezinsiza zabo ekukhetheni kwemali engenayo engaguquki okunamandla enzuzo ephakeme. Ngaphezu kwalokho, lesi sikhwama sinemali yokuphatha encintisanayo engu-0,90% ngonyaka kanye nemali yokusebenza engu-20% kulokho okudlula i-CDI, okuqinisekisa ukuthi abatshalizimali bangazuza emiphumeleni emihle yesikhwama.
I-Multiestratégia Renda Fixa Crédito Privado iyingxenye yomndeni wezimali owadalwa yi-Santander Asset Management, osekuvele ubonise imiphumela ephawulekayo emakethe. Kuze kube manje, lo mndeni wezimali uqongelele inzuzo elingana no-108% we-CDI, unempahla enkulu engaphansi kokuphathwa. I-Santander Asset Management, ephethe ukuphathwa kwesikhwama, yaziwa ngobuchwepheshe bayo nangokuqina kwayo, iphatha isamba esingu-R$ 325 billion futhi izibeka njengomunye wabaphathi abakhulu kunabo bonke emakethe yezezimali yaseBrazil.
Ukwethulwa kwesikhwama esisha semali engenayo engaguquki yi-Banco Santander kuyizindaba ezikhuthazayo. Lokhu kungenxa yokuthi sinezinketho eziphephile nezinengeniso zokutshala izinsiza zakho. Ngakho-ke, sithembele olwazini lwe-Santander Asset Management. Ngaphezu kwalokho, isu lokutshala izimali elihlukahlukene lingakhulisa inzuzo. Futhi, i-Multiestratégia Renda Fixa Crédito Privado iziveza njengethuba elihle kakhulu kulabo abafisa ukutshala imali emakethe yezikweletu ezizimele. Kungakhathaliseki ukuthi ungumtshali-zimali osaqalayo noma onolwazi, isikhwama esisha se-Santander siyinketho efanele ukunakwa nokucatshangelwa ephothifoliyweni yakho yokutshala izimali.
