Izikhangiso
Isikweletu esibhalwe njengesephuli-mthetho kwa-Serasa senzeka lapho umuntu eyeka ukukhokha izibopho zakhe zezimali. Isibonelo: Izikweletu zasendlini, izimalimboleko nezikweletu zamakhadi esikweletu. Isikweletu esidlule isikhathi sokukhokhwa sibhaliswa ezikhungweni ezimbili ezinkulu zokuvikela abathengi bezikweletu: Serasa u- SPC.
Lokhu kusho ukuthi igama lakho kanye ne-CPF yakho kubhalisiwe ohlwini lwabakweletayo, okungaba nomthelela omubi empilweni yakho yezezimali. Qonda ukuthi lokhu kuwuthinta kanjani umlando wakho wezezimali nokuthi yini okufanele uyenze.
Indlela ukubhaliswa kwe-CPF njengesephuli-mthetho okuthinta ngayo impilo yezezimali
Isikweletu esibhalwe njengesephuli-mthetho kwa-Serasa sithinta umlando wezezimali ngezindlela eziningi:
- Amaphuzu Esikweletu Ancishisiwe: Lapho isikweletu sibhaliswa njengesephuli-mthetho, amaphuzu akho esikweletu ehla kakhulu. Amaphuzu esikweletu ayinkomba esetshenziswa ababolekisi ukuhlola ubungozi bokukuboleka imali.
- Ubunzima Bokuthola Isikweletu: Ukuba ne-CPF ebhaliswe njengesephuli-mthetho kwenza kube nzima kakhulu ukuthola izimalimboleko, uxhaso lwezimali namakhadi esikweletu esikhathini esizayo. Ababolekisi babheka irekhodi lokungakhokhi njengesibonakaliso sengozi ephezulu.
- Amanani enzalo aphezulu: Uma ukwazi ukuthola isikweletu, cishe uzobhekana namanani enzalo aphezulu ngenxa yengozi ecatshangwayo. Lokhu kusho ukuthi, lapho uthola isikweletu, uzokhokha imali eningi ngaso.
- Umthelela Emathubeni Omsebenzi Nezindlu: Abaqashi abaningi nabanikazi bezindlu bahlola umlando wesikweletu wabafake izicelo. Isikweletu esingakhokhiwe singathinta amathuba akho omsebenzi nawokuthola indawo yokuhlala, njengoba singabonisa izinkinga zezimali ezikhathaza abaqashi nabanikazi bezindlu.
- Imikhawulo Yezezimali: Isikweletu esingakhokhiwe siphinde sinciphise ikhono lakho lokuthenga ngesikweletu, njengokuxhasa ngemali imoto, ukuthola imali mboleko yabafundi noma ukuthenga indlu.
- Izinselele Ekuxoxisaneni Ngesikweletu: Ngisho nangemva kokukhokha isikweletu, uphawu lokungakhokhi lungahlala embikweni wakho wesikweletu isikhathi esithile. Lokhu kungenza kube nzima kakhulu ukuxoxisana ngemalimboleko yesikhathi esizayo noma ukuthola isikweletu ngemibandela evumayo.
Ungazikhokha kanjani izikweletu ezingakhokhiwe kwaSerasa
Minyaka yonke lesi sikhungo siqhuba umcimbi obizwa ngokuthi: Serasa Limpa Nome.Konke ukungakhokhi okusohlwini kuyatholakala ukuze kukhokhwe ngezaphulelo ezifika ku-80% yenani eliphelele lesikweletu kanye nezinketho zokukhokha kancane kancane, okwenza kube lula ukuhlanza igama lakho.