Izikhangiso
Uhlelo lwezindlu i-Minha Casa Minha Vida lubhekene nezinguquko ezinkulu ezikhuthaze abathengi futhi zavuselela umkhakha wezindlu. Ukuze kusizwe abanentshisekelo ukuthi babambe iqhaza kulolu hlelo, lo mhlahlandlela onemininingwane uzohlinzeka ngohlelo olusuka ekubhaliseni kuze kufike ekukhethweni kwendawo.
Ngaphezu kwalokho, sizoxoxa ngemihlahlandlela yakamuva yalolu hlelo kanye nezinzuzo ezinikezwa ababambiqhaza.
Izikhangiso
Ukubaluleka koHlelo i-Minha Casa Minha Vida
Funda futhi: I-Bolsa Família: Izinketho Ezintsha Zokubolekwa Imali Ezitholakala nge-Caixa Tem
Inhloso eyinhloko yoHlelo i-Minha Casa Minha Vida ukuhlinzeka ngamathuba angcono ukuze imindeni ehola kancane ikwazi ukuthenga izindawo zayo zokuhlala. Ngosizo lwezezimali lokukhokha isitolimende sokuqala sendawo, ukulungiswa kwamazinga emali engenayo, inzalo encishisiwe kanye nokwandiswa kwenani eliphezulu lendawo, lolu hlelo selube enye indlela engenzeka kwabaningi ababengakwazi ngaphambilini ukufeza iphupho lokuba nomuzi wabo.
Ngokwezazi, inselelo enkulu kahulumeni ukubhekana nesidingo esikhulayo salolu hlelo. Njengamanje, uhulumeni ugxile eqenjini elidinga kakhulu, elidinga ukwesekwa ngezindleko nemixhaso. Ukwakhiwa kwezindlu ezintsha akwanele, kubalulekile ukuqinisekisa ukufinyelela ezindlini kule mindeni.
Ukwenyuswa komxhaso nezindleko eziphansi
Olunye lwezinguquko ezinkulu ezenziwe uhulumeni kulolu hlelo kwaba ukwenyuswa komxhaso wokukhokha kokuqala kwendlu. Ngaphambilini, inani eliphezulu lomxhaso lalingu-R$ 47,5 ayizinkulungwane, kodwa manje lingafinyelela ku-R$ 55 ayizinkulungwane emindenini esemazingeni 1 no-2. Lokhu kwenyuka komxhaso kwenze kwaba nokwenzeka ukufaka eminye imindeni kulolu hlelo, ebingeke ibe nazo izindlela zokukhokha inani lokukhokha kokuqala.
Enye inzuzo enikezwa Uhlelo Minha Casa Minha Vida yizilinganiso zenzalo ezehlisiwe. Njengamanje, inzalo iqala ku-4%, okusho ukuthi ikhasimende lingaxhasa ngemali inani elikhulu futhi libe nesitolimende esithengeka kalula. Abanentshisekelo basamukele lesi sinyathelo ngokwaneliseka okukhulu, ngoba inani lokukhokha kokuqala beliyisithiyo kwabaningi.
Imihlahlandlela emisha nokwenyuka kwenani lendlu
Ngaphezu kokwenyuswa komxhaso kanye nokwehliswa kwezilinganiso zenzalo, lolu hlelo luphinde lwaba nezinguquko ezigabeni zemali engenayo kanye nenani eliphezulu lendlu. Manje, lolu hlelo lunezigaba ezintathu zemali engenayo: isigaba 1, semindeni enemali engenayo efinyelela ku-R$ 2.640,00 ngenyanga; isigaba 2, semindeni enemali engenayo ephakathi kuka-R$ 2.640,01 no-R$ 4.400,00 ngenyanga; kanye nesigaba 3, semindeni enemali engenayo ephakathi kuka-R$ 4.400,01 no-R$ 8.000,00 ngenyanga.
Inani eliphezulu lendlu nalo lilungisiwe. Esigabeni 3, inani eliphezulu lendlu lenyushelwe ku-R$ 350 mil, elisebenza ezweni lonke. Ezigabeni 1 no-2, inani eliphezulu lincike endaweni lapho indlu ikhona, lisukela ku-R$ 190 mil kuya ku-R$ 264 mil.
Ungabhalisa kanjani Ohlelweni lweMinha Casa Minha Vida
Isigaba sokuqala
Uma uwela esigabeni 1 soHlelo lweMinha Casa Minha Vida, isinyathelo sokuqala ukuya kumasipala, kuhulumeni wesifunda noma enhlanganweni ehlelayo esedolobheni lakho bese ucela ukubhaliswa kuRejista Yezindlu. Kubalulekile ukunaka izikhathi ezinqunyiwe nezinsuku ezimisiwe, kanye nokulungisa yonke imibhalo edingekayo.
Ukutholwa kwendawo yokuhlala esigabeni 1 kwenziwa ngokukhokha kancane kancane isikhathi esingafika ezinyangeni ezingama-60, ngaphandle kwenzalo. Isitolimende esincane ngu-R$ 80,00 kanti esiphezulu ngu-R$ 330,00. Uma ungumzuzi we-Bolsa Família noma we-Benefício de Prestação Continuada (BPC) futhi ukhethwa yilolu hlelo, uzothola indawo yokuhlala ikhokhiwe ngokuphelele futhi uzokhululwa ekukhokheni izitolimende. Kubalulekile ukukhumbula ukuthi ukudluliselwa kobunikazi bendawo yokuhlala akuvunyelwe isikhathi esiyizinyanga ezingama-60
Izigaba 2 no-3
Funda futhi: Imibuzo evame ukubuzwa mayelana ne-Minha Casa Minha Vida: Funda konke mayelana nohlelo lwezindlu
Uma uhambisana nezigaba 2 noma 3 zoHlelo Minha Casa Minha Vida, kunezindlela ezahlukene zokwenza ukubhalisa. Enye inketho
Izikhangiso
ukwenza ukulingisa kuwebhusayithi ye-Caixa noma kuhlelo lokusebenza lwe-Habitação, bese uya egatsheni noma kummeli webhange ukuze uqhubeke nenqubo. Enye indlela ukuya enkampanini yezindlu, kumeluleki wezindlu noma enkampanini yokwakha, njengoba lolu hlelo luxhasa ngezimali izindawo zokuhlala ezintsha nezike zasetshenziswa.
Ohlelweni lokusebenza lwe-Habitação, ungenza cishe zonke izinyathelo ezidingekayo, kusukela ekulingiseni kuya ekuhlolweni kwekhredithi. Ukusayinwa kwenkontileka kuphela okumele kwenziwe mathupha egatsheni le-Caixa.
Imibandela yokubamba iqhaza oHlelweni Minha Casa Minha Vida
Ukuze ubambe iqhaza Ohlelweni Lwami Lwendlu Yami Impilo Yami, kufanele uhlangabezane nemibandela ethile. Akufanele ube neholo elidlula umkhawulo obekwe wuhlelo futhi akufanele ube ngumnikazi wenkontileka ekhona yokuxhasa ngezimali ukuthengwa kwezindlu. Ngaphezu kwalokho, kufanele ube ngumnikazi, umthengi othembise ukuthenga noma umnikazi welungelo lokuthenga, ukuqasha, ukusebenzisa inzuzo noma ukusebenzisa indawo yokuhlala esemthethweni kunoma iyiphi ingxenye yezwe.
Ngaphezu kwalokho, uhlelo Lwami Lwendlu Yami Impilo Yami lunikeza imindeni ehola kancane ithuba eliyingqayizivele lokufeza iphupho lokuba nendlu yayo. Ngezinguquko zakamuva emithethweni yohlelo, njengokwandiswa komxhaso, ukwehliswa kwezilinganiso zenzalo kanye nokwenyuswa kwenani eliphezulu lendawo, abantu abaningi sebethola izimo ezivumayo zokuthenga indawo.
Uma uhlangabezana nemibandela yohlelo, landela umhlahlandlela wethu wesinyathelo ngesinyathelo bese uqala inqubo yokubhalisa ngokushesha ngangokunokwenzeka. Khumbula ukunaka izikhathi ezinqunyiwe nezinsuku ezibekiwe, futhi ulungiselele yonke imibhalo edingekayo. Ungaphuthelwa yileli thuba lokuthola indlu yakho ngoHlelo Lwami Lwendlu Yami Impilo Yami.
