Izikhangiso
UMongameli uLuiz Inácio Lula da Silva (PT) uqinisekise kuleli sonto i-MP ye-Minha Casa Minha Vida. Bheka imininingwane ngezansi.
Isinyathelo Sesikhashana (MP) se-Minha Casa Minha Vida, ngemva kwesigaba eside sokuhlaziywa eKhongolose Kazwelonke, sithole ukuqinisekiswa nguMongameli uLula. Kubalulekile ukuqaphela ukuthi umbhalo ovuselelwe ukhomba ekubuyekezweni kwemithetho eminingana yohlelo lokuxhasa ngemali izindlu.
Ukuze kucaciswe, sihlele uchungechunge lwemibuzo nezimpendulo mayelana ne-Minha Casa Minha Vida. Ngale ndlela, abantu bangakwazi ukuqonda ukuthi yini eshintshile, yini esasebenza kanye nezinyathelo ezidingekayo ukuze baqale ukwenza iphupho lokuba nendlu yabo libe ngokoqobo, belandela iziqondiso zephrojekthi entsha kaHulumeni Wesifundazwe.
Imibuzo nezimpendulo mayelana ne-Minha Casa Minha Vida
Ubani ongabhalisa?
Uhlobo oluvuselelwe lwe-Minha Casa Minha Vida lwandisa inani lemindeni engabhalisa kulolu hlelo. Inhloso yamanje ukusiza labo abanemali engenayo yanyanga zonke efinyelela ku-R$ 8 ayizinkulungwane ezindaweni zasemadolobheni, kanye nefinyelela ku-R$ 96 ayizinkulungwane ezindaweni zasemakhaya.
Funda futhi: Inzuzo Ekhethekile Izofinyelela Emindenini Eyizinkulungwane Ezingu-20; Bheka ukuthi uyafaneleka yini
Awazi imali yakho yonke? Vele wengeze yonke imali engenayo yanyanga zonke yawo wonke amalungu omndeni wakho. Kubalulekile ukugcizelela ukuthi izinzuzo zezinhlelo zezenhlalakahle nezempesheni ezifana ne-Bolsa Família, usizo lokugula kanye nomshwalense wokungasebenzi azibalwa esambeni semali engenayo.
- Yiziphi izigaba ezintsha zemali engenayo?
I-MP eqinisekisiwe yethula izigaba ezintsha zemali engenayo, ezihluka kuye ngendawo lapho isakhamuzi sihlala khona. Bheka:
Izindawo zasemadolobheni
- Isigaba 1: imali engenayo yanyanga zonke efinyelela ku-R$ 2.640
- Isigaba 2: imali engenayo yanyanga zonke esuka ku-R$ 2.640,01 iye ku-R$ 4.400
- Isigaba 3: imali engenayo yanyanga zonke esuka ku-R$ 4.400,01 iye ku-R$ 8.000
Izindawo zasemakhaya
- Isigaba 1: imali engenayo yonyaka efinyelela ku-R$ 31.680
- Isigaba 2: imali engenayo yonyaka esuka ku-R$ 31.608,01 iye ku-R$ 52.800
- Isigaba 3: imali engenayo yonyaka esuka ku-R$ 52.800,01 iye ku-R$ 96.000
Yiliphi ikhono lokuxhaswa ngezimali?
I-Minha Casa Minha Vida inekhono lokuxhasa ngezimali kuze kufike ku-80% yenani lesakhiwo esifiselekayo. Imali esele, okufanele ikhokhwe njengemali yokuqala yokuxhaswa ngezimali, ingehliswa ngoxhaso lukaHulumeni noma ngisho nange-FGTS yesakhamuzi.
Funda futhi: Ukukhipha imali ye-Bolsa Família ngaphandle kwemibhalo kushaqisa abantu baseBrazil
Izitolimende zenani elisele kufanele zikhokhwe phakathi neminyaka engama-35, futhi isitolimende ngasinye singathatha kuze kufike ku-30% wemali engenayo okuvunyelwene ngayo nabathengi bendawo. Ngokwesibonelo, umndeni ohola u-R$ 3,000 ngenyanga ungakhokha izitolimende zanyanga zonke ezifika ku-R$ 900.
Iyini intengo yezindawo?
Intengo yezindawo ezingaxhaswa ngemali yiMinha Casa Minha Vida iyahlukahluka kuye ngendawo ahlala kuyo isakhamuzi. Bona:
Izindawo zasemadolobheni
- Isigaba 1 (esixhaswayo): kufika ku-R$ 170,000
- Isigaba 1 no-2 (esixhaswa ngemali): kufika ku-R$ 264,000
- Isigaba 3 (esixhaswa ngemali): kufika ku-R$ 350,000
Izindawo zasemakhaya
- Izindlu ezintsha: inani eliphezulu lenyuke lisuka ku-R$ 55,000 laya ku-R$ 75,000
- Ekulungiseni izindlu: inani lisuke ku-R$ 23,000 laya ku-R$ 40,000
Iyini inzalo?
ICaixa Econômica Federal ithi amanani enzalo emalimboleko eMinha Casa Minha Vida aphansi kunawo wonke emakethe. Ngempela, la mazinga ahlukaniswa ngokwesigaba nangokwesifunda. Qonda ngezansi:
Isigaba sokuqala
Imali engenayo yomndeni ephelele yanyanga zonke efika ku-R$ 2,000:
Umnikazi wesabelo se-FGTS: kusuka ku-4% eNyakatho naseNyakatho-mpumalanga kanye no-4.25% eNingizimu, eNingizimu-mpumalanga nasePhakathi-Ntshonalanga
Ongelona ilungu lesabelo: kusuka ku-4.50% eNyakatho naseNyakatho-mpumalanga kanye no-4.75% eNingizimu, eNingizimu-mpumalanga nasePhakathi-Ntshonalanga
Imali engenayo yomndeni ephelele yanyanga zonke engu-R$ 2,000.01 kuya ku-R$ 2,640:
Abanikazi be-FGTS: kusukela ku-4,25% eNyakatho naseNyakatho-mpumalanga, kanye no-4,50% eNingizimu, eNingizimu-mpumalanga naseNkabeni-ntshonalanga
Abangewona abanikazi: kusukela ku-4,75% eNyakatho naseNyakatho-mpumalanga, kanye no-5% eNingizimu, eNingizimu-mpumalanga naseNkabeni-ntshonalanga
Isigaba 2
Imali engenayo ephelele yomndeni ngenyanga kusukela ku-R$ 2.640,01 kuya ku-R$ 3.200:
Abanikazi be-FGTS: kusukela ku-4,75% eNyakatho naseNyakatho-mpumalanga, kanye no-5% eNingizimu, eNingizimu-mpumalanga naseNkabeni-ntshonalanga
Abangewona abanikazi: kusukela ku-5,25% eNyakatho naseNyakatho-mpumalanga, kanye no-5,50% eNingizimu, eNingizimu-mpumalanga naseNkabeni-ntshonalanga
Imali engenayo ephelele yomndeni ngenyanga kusukela ku-R$ 3.200,01 kuya ku-R$ 3.800:
Abanikazi be-FGTS: kusukela ku-5,50% ezweni lonke
Abangewona abanikazi: kusukela ku-6% ezweni lonke
Imali engenayo ephelele yomndeni ngenyanga kusukela ku-R$ 3.800,01 kuya ku-R$ 4.400:
Abanikazi be-FGTS: kusukela ku-6,50% ezweni lonke
Abangewona abanikazi: kusukela ku-7% ezweni lonke
Isigaba 3
Imali engenayo ephelele yomndeni ngenyanga kusukela ku-R$ 4.400,01 kuya ku-R$ 8 mil:
Abanikazi be-FGTS: kusukela ku-7,66% ezweni lonke
Abangewona abanikazi: kusukela ku-8,16% ezweni lonke.
