Izikhangiso
UMongameli uLuiz Inácio Lula da Silva (PT) uqinisekise kuleli sonto i-MP ye-Minha Casa Minha Vida. Bheka imininingwane ngezansi.
Isinyathelo Sesikhashana (MP) se-Minha Casa Minha Vida, ngemva kwesigaba eside sokuhlaziywa eKhongolose Kazwelonke, sithole ukuqinisekiswa nguMongameli uLula. Kubalulekile ukuqaphela ukuthi umbhalo ovuselelwe ukhomba ekubuyekezweni kwemithetho eminingana yohlelo lokuxhasa ngemali izindlu.
Izikhangiso
Ukuze kucaciswe, sihlele uchungechunge lwemibuzo nezimpendulo mayelana ne-Minha Casa Minha Vida. Ngale ndlela, abantu bangakwazi ukuqonda ukuthi yini eshintshile, yini esasebenza kanye nezinyathelo ezidingekayo ukuze baqale ukwenza iphupho lokuba nendlu yabo libe ngokoqobo, belandela iziqondiso zephrojekthi entsha kaHulumeni Wesifundazwe.
Imibuzo nezimpendulo mayelana ne-Minha Casa Minha Vida
Ubani ongabhalisa?
Uhlobo oluvuselelwe lwe-Minha Casa Minha Vida lwandisa inani lemindeni engabhalisa kulolu hlelo. Inhloso yamanje ukusiza labo abanemali engenayo yanyanga zonke efinyelela ku-R$ 8 ayizinkulungwane ezindaweni zasemadolobheni, kanye nefinyelela ku-R$ 96 ayizinkulungwane ezindaweni zasemakhaya.
Funda futhi: Inzuzo Ekhethekile Izofinyelela Emindenini Eyizinkulungwane Ezingu-20; Bheka ukuthi uyafaneleka yini
Awazi imali yakho yonke engenayo? Vele ungeze yonke imali engenayo yanyanga zonke yawo wonke amalungu omndeni wakho. Kubalulekile ukugcizelela ukuthi izinzuzo zezinhlelo zezenhlalakahle nezenhlalakahle yomphakathi ezifana ne-Bolsa Família, usizo lokugula kanye nomshwalense wokungasebenzi azifakwa esibalweni semali engenayo.
- Yiziphi izigaba ezintsha zemali engenayo?
I-MP egunyaziwe yethula izigaba ezintsha zemali engenayo, ezihlukayo kuye ngendawo ahlala kuyo isakhamuzi. Qaphela:
Izindawo zasemadolobheni
- Isigaba 1: imali engenayo yanyanga zonke efika ku-R$ 2.640
- Isigaba 2: imali engenayo yanyanga zonke esuka ku-R$ 2.640,01 iye ku-R$ 4.400
- Isigaba 3: imali engenayo yanyanga zonke esuka ku-R$ 4.400,01 iye ku-R$ 8.000
Izindawo zasemakhaya
- Isigaba 1: imali engenayo yonyaka efika ku-R$ 31.680
- Isigaba 2: imali engenayo yonyaka esuka ku-R$ 31.608,01 iye ku-R$ 52.800
- Isigaba 3: imali engenayo yonyaka esuka ku-R$ 52.800,01 iye ku-R$ 96.000
Ayini amandla okuxhaswa ngemali?
I-Minha Casa Minha Vida inamandla okuxhasa ngemali kufika ku-80% yenani lendlu oyifunayo. Inani elisele, okufanele likhokhwe njengenkokhelo yokuqala yoxhaso ngemali, lingehliswa ngezibonelelo zikaHulumeni noma ngisho nange-FGTS yesakhamuzi.
Funda futhi: Ukukhipha imali ye-Bolsa Família ngaphandle kwemibhalo kushaqisa abantu baseBrazil
Izitolimende zenani elisele kufanele zikhokhwe phakathi neminyaka engama-35, futhi isitolimende ngasinye singafinyelela okungenani ku-30% wemali engenayo okuvunyelwene ngayo nabathengi bendawo. Ngokwesibonelo, umndeni ohola u-R$ 3 ezinkulungwane ngenyanga ungakhokha izitolimende zanyanga zonke ezifinyelela ku-R$ 900.
Izikhangiso
Ingakanani intengo yezindawo?
Intengo yezindawo ezingaxhaswa ngezimali ngaphansi kweMinha Casa Minha Vida iyahlukahluka kuye ngendawo ahlala kuyo isakhamuzi. Bheka:
Izindawo zasemadolobheni
- Isigaba 1 (esixhaswa ngemali): kufika ku-R$ 170 ezinkulungwane
- Isigaba 1 no-2 (esixhaswa ngezimali): kufika ku-R$ 264 ezinkulungwane
- Isigaba 3 (esixhaswa ngezimali): kufika ku-R$ 350 ezinkulungwane
Izindawo zasemakhaya
- Izindlu ezintsha: inani eliphezulu lenyuke lisuka ku-R$ 55 ezinkulungwaneni laya ku-R$ 75 ezinkulungwaneni
- Okokuthuthukisa izindlu: inani lisuke ku-R$ 23 ezinkulungwaneni laya ku-R$ 40 ezinkulungwaneni
Yimalini inzalo?
ICaixa Econômica Federal ithi izilinganiso zenzalo zokuxhaswa ngezimali ngaphansi kweMinha Casa Minha Vida ziphansi kunazo zonke emakethe. Ngempela, lezi zilinganiso zihlukaniswa ngokwesigaba nangokwesifunda. Qonda ngezansi:
Isigaba sokuqala
Imali engenayo yomndeni ephelele yanyanga zonke efika ku-R$ 2 ezinkulungwaneni:
Umnikazi wesabelo se-FGTS: kusuka ku-4% eNyakatho naseNyakatho-mpumalanga, kanye no-4,25% eNingizimu, eNingizimu-mpumalanga nasePhakathi-nentshonalanga
Ongenalo isabelo: kusuka ku-4,50% eNyakatho naseNyakatho-mpumalanga, kanye no-4,75% eNingizimu, eNingizimu-mpumalanga nasePhakathi-nentshonalanga
Imali engenayo yomndeni ephelele yanyanga zonke esukela ku-R$ 2.000,01 kuya ku-R$ 2.640:
Umnikazi wesabelo se-FGTS: kusuka ku-4,25% eNyakatho naseNyakatho-mpumalanga kanye naku-4,50% eNingizimu, eNingizimu-mpumalanga naseNkabeni-Ntshonalanga
Ongenaso isabelo: kusuka ku-4,75% eNyakatho naseNyakatho-mpumalanga kanye naku-5% eNingizimu, eNingizimu-mpumalanga naseNkabeni-Ntshonalanga
Isigaba 2
Imali engenayo ephelele yomndeni ngenyanga esukela ku-R$ 2.640,01 kuya ku-R$ 3.200:
Umnikazi wesabelo se-FGTS: kusuka ku-4,75% eNyakatho naseNyakatho-mpumalanga kanye naku-5% eNingizimu, eNingizimu-mpumalanga naseNkabeni-Ntshonalanga
Ongenaso isabelo: kusuka ku-5,25% eNyakatho naseNyakatho-mpumalanga kanye naku-5,50% eNingizimu, eNingizimu-mpumalanga naseNkabeni-Ntshonalanga
Imali engenayo ephelele yomndeni ngenyanga esukela ku-R$ 3.200,01 kuya ku-R$ 3.800:
Umnikazi wesabelo se-FGTS: kusuka ku-5,50% ezweni lonke
Ongenaso isabelo: kusuka ku-6% ezweni lonke
Imali engenayo ephelele yomndeni ngenyanga esukela ku-R$ 3.800,01 kuya ku-R$ 4.400:
Umnikazi wesabelo se-FGTS: kusuka ku-6,50% ezweni lonke
Ongenaso isabelo: kusuka ku-7% ezweni lonke
Isigaba 3
Imali engenayo ephelele yomndeni ngenyanga esukela ku-R$ 4.400,01 kuya ku-R$ 8 mil:
Umnikazi wesabelo se-FGTS: kusuka ku-7,66% ezweni lonke
Ongenaso isabelo: kusuka ku-8,16% ezweni lonke.
