Izikhangiso
Ngezikhathi zobunzima bezezimali, abantu abaningi bafuna ezinye izindlela zokunciphisa umthwalo wesabelomali. Enye yezinketho ezivelayo yimalimboleko esebenzisa i-FGTS (Fundo de Garantia do Tempo de Serviço) njengesiqinisekiso. Kodwa ingabe le ndlela inenzuzo ngempela? Ake sihlole okuhle nokubi ukuze sikusize wenze isinqumo esinolwazi.
I-FGTS, eqoqwa phakathi nayo yonke impilo yomsebenzi, ingaba usizo olukhulu ezikhathini ezinzima. Ngakho-ke, uhlobo lwemalimboleko olusebenzisa i-FGTS njengesiqinisekiso lugqama ngokunikeza inzalo ephansi uma luqhathaniswa nezinye izindlela zesikweletu. Lokhu kwenzeka ngoba ubungozi besikhungo sezezimali buncane, njengoba ibhalansi ye-FGTS yesisebenzi isebenza njengesiqinisekiso sokukhokhwa kwemalimboleko.
Izikhangiso
Bona Okuningi: Ikhalenda lezinkokhelo ze-INSS. Lihlole
Isebenza kanjani imalimboleko ene-FGTS?
Ukuze uthole le ndlela yesikweletu, isinyathelo sokuqala ukubhalisela i- saque-aniversário ku-FGTS. Lokhu kukhetha kukuvumela ukuthi ukhiphe ingxenye yemali esele ku-FGTS njalo ngonyaka, ngenyanga yosuku lwakho lokuzalwa. Nokho, kubalulekile ukwazi ukuthi, ngokukhetha ukuhoxiswa ngosuku lokuzalwa, ulahlekelwa ilungelo lokuhoxiswa lapho uqedwa umsebenzi, okuwukukhipha yonke imali yesikhwama uma uxoshwe ngaphandle kwesizathu esisemthethweni.
Amaphuzu abalulekile okufanele acatshangelwe
Ngaphambi kokuthatha isinqumo, kubalulekile ukucabangisisa ngamaphuzu athile. Okokuqala, hlola isidingo sakho sangempela sesikweletu nokuthi ezinye izinketho zingakufanela kangcono yini. Ngale ndlela, khumbula ukuthi ngokusebenzisa i-FGTS njengesibambiso, uzobe ubeka engcupheni insiza ebingaba wusizo kwezinye izimo, njengokuthenga ikhaya lakho noma esimweni esiphuthumayo ngemva kokuphelelwa umsebenzi.
Imalimboleko esebenzisa i-FGTS ingaba inketho enhle kulabo abafuna amanani enzalo aphansi futhi abaqinisekile ukuthi ngeke badinge isikhwama ngezinye izinjongo esikhathini esifushane. Nokho, kubalulekile ukuhlaziya ngokucophelela isimo sakho sezimali nokucabangela zonke ezinye izindlela ezitholakalayo ngaphambi kokuthatha isinqumo.
