Izikhangiso
Ukukhulisa umkhawulo wesikweletu kuyisidingo esivamile kubasebenzisi abaningi bamakhadi. Ngokuthuthuka kwedijithali emkhakheni wezezimali, izikhungo ezifana ne-Nubank zenza le nqubo ibe lula. Ngale ndlela, i-Nubank yethule i-Nu Limite Garantido, okuyisici esivumela abasebenzisi ukuthi bakhuphule umkhawulo wekhadi lesikweletu ngokushesha nangendlela elula.
Le sevisi inikeza isixazululo esilula kulabo abafuna ukuguquguquka okwengeziwe kwezezimali. Ngakho-ke, kwa-Nubank, inqubo yokukhulisa umkhawulo icishe ibe ngokushesha, ngaphandle kwesidingo sokugunyazwa kwebhange ngendlela yendabuko.
I-Nu Limite Garantido ivumela amakhasimende e-Nubank ukuthi asebenzise izimali eziku-akhawunti yamanje noma ezitshalweni njengesiqinisekiso sokukhulisa umkhawulo. Le ndlela yenza kube lula futhi kusheshise inqubo yokuthola isikweletu. Ukuze ukhuphule umkhawulo wekhadi le-Nubank, vele ungene esigabeni sokutshalwa kwezimali kuhlelo lokusebenza bese ukhetha inketho ethi “Nu Limite Garantido”. Umsebenzisi angakhetha inani elizosetshenziswa njengesiqinisekiso, kusukela ku-R$ 1, futhi umkhawulo omusha utholakala ngokushesha.
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Inqubo elula nesheshayo yokwandisa isikweletu
I- Umkhawulo Oqinisekisiwe we-Nu igqama ngokuba lula nokushesha kwayo. Uma umsebenzisi esekhetha inani lesiqinisekiso, umkhawulo omusha wesikweletu uyakhululwa ngokushesha. Le nqubo iqeda ukulinda nobunzima bezinqubo okuvamile ezicelweni zokwandisa umkhawulo.
Izinzuzo Zomkhawulo Oqinisekisiwe we-Nu
Ngaphezu kokushesha, Umkhawulo Oqinisekisiwe we-Nu unikeza ukuphepha nokuguquguquka. Inani elifakwe njengesiqinisekiso liyaqhubeka likhiqiza inzuzo engu-100% ye-CDI, okwenza amakhasimende angaphuthelwa yithuba lokukhulisa imali yawo. Ngakho-ke, lo msebenzi ubonisa ukuthuthuka komkhakha wamabhange edijithali, uhlangabezana nezidingo zamakhasimende ngezixazululo ezenziwe ngokwezifiso.
Umkhawulo Oqinisekisiwe we-Nu we-Nubank uyisibonelo esicacile sokuqhubeka nokusungula izinto ezintsha emkhakheni wamabhange edijithali. Unikeza ulwazi lomsebenzisi olwanelisa kakhulu, oluphawulwa ngobulula, ukushesha nokusebenza kahle. Ngalo msebenzi, i-Nubank ayigcini nje ngokwenza kube lula ukufinyelela esikweletini, kodwa futhi inikeza ulwazi lomsebenzisi olwanelisa kakhulu.