Izikhangiso
Osomabhizinisi abancane ngabanye (MEIs) kanye namabhizinisi amancane namancane kakhulu (MPEs) aseBrazil sebezothola umfutho omkhulu emabhange phakathi kwezinselele zomnotho ababhekene nazo.
Kusukela mhla ziyi-13 kuNhlaba, amabhange angamalungu e-Federação Brasileira de Bancos (Febraban) azoqala uhlelo “Desenrola”. Lolu hlelo luhloselwe ukuhlinzeka ngosizo lwezezimali nokuqondisa kulo mkhakha obalulekile womnotho.
Izikhangiso
Impumuzo Evela Emabhange Kosomabhizinisi Abancane
Kosomabhizinisi abancane ngabanye kanye namabhizinisi amancane namancane kakhulu, ukuthola izinsizakalo zamabhange nezinsiza zezimali kungaba yinselele. Ikakhulukazi ngezikhathi zokungaqiniseki kwezomnotho, lobu bunzima buba sobala nakakhulu.
Nokho, ukwethulwa kohlelo “Desenrola” kumelela ukuphefumula kwempumuzo, kuhlinzeka ngezinsizakalo eziningi eziklanyelwe ngokuqondile ukuhlangabezana nezidingo zalaba somabhizinisi.
Ukwenza Ukuthola Izikweletu Nolwazi Lwezezimali Kube Lula
Enye yezinto ezisemqoka zalolu hlelo ukwenza kube lula ukufinyelela esikweletini. Ngaphezu kwalokho, osomabhizinisi abaningi babhekana nobunzima lapho bezama ukuthola uxhaso lokwandisa amabhizinisi abo noma ukunqoba izithiyo zesikhashana zezimali.
Nge-“Desenrola“, amabhange ahambisana neFebraban azibophezela ukwenza izinqubo zokufaka izicelo zesikweletu zibe lula. Ngale ndlela, azenze zifinyeleleke futhi zibe sobala kakhulu kuma-MEIs nama-MPEs.
Ngaphezu kokufinyelela esikweletini, lolu hlelo luzohlinzeka nangokuqondiswa kwezezimali. Osomabhizinisi abaningi bangazizwa bedidekile lapho bebhekene nezindaba zezimali eziyinkimbinkimbi, njengokuphathwa kokungena nokuphuma kwemali, ukuhlelwa kwentela kanye nokutshalwa kwezimali.
Osomabhizinisi bazokwazi ukufinyelela ezinsizeni zemfundo nasezelulekweni zezimali. Ngale ndlela, ezihlinzekwa ngamabhange ahambisana neFebraban, ukuze bazulazule ngokuphepha ezindabeni zezimali.
Amabhange Akhuthaza Usomabhizinisi Oqhubekayo
Uhlelo “Desenrola” alumayelana nokuhlinzeka kuphela ngoxhaso lwezimali olusheshayo; ngaphezu kwalokho, luhlose ukukhuthaza usomabhizinisi oqhubekayo esikhathini eside.
Amabhange eFebraban aqinisa umnotho. Ngaphezu kwalokho, anika ama-MEI nama-MPE ulwazi nezinsiza, futhi akhuthaza ukukhula nokusungula izinto ezintsha kuyo yonke imikhakha.
Isinyathelo Esibheke Endleleni Efanele
Ngesikhathi lapho izinselele zezomnotho ziziningi, ukwethulwa kohlelo lwe-“Desenrola” kuyisinyathelo esibheke endleleni efanele sokweseka osomabhizinisi baseBrazil.
Ngokufinyelela okulula esikweletini nesiqondiso sezezimali, ngenxa yalokho, ama-MEI nama-MPE azoba namathuba angcono okuchuma nokuba negalelo ekukhuleni komnotho wezwe.
Isithombe:
Ukukhiqizwa kabusha kwe-inthanethi.
