Izikhangiso
Ukuthola imali ebolekiwe edonswa emholweni kwalabo ababhalise ku-CadÚnico kwenziwe kwaba nokwenzeka nguHulumeni Wesifundazwe. Qonda ukuthi kuzosebenza kanjani!
Nge-CadÚnico (iRejista Ehlanganisiwe kaHulumeni Wesifundazwe Yezinzuzo Zomphakathi), kukhishwe ulayini omusha wesikweletu kulabo ababhalisile, okuyisimanga kubo bonke abantu baseBrazil. Lesi sinqumo sasihlose ukunikeza ukwesekwa kwezezimali emindenini esesimweni sokuba sengozini kwezomnotho nezenhlalo.
Ngonyaka odlule, imali ebolekiwe edonswa emholweni yakhishwa kulabo ababebamba iqhaza ku-Bolsa Família, eyagcina ikhanseliwe ngenxa yengozi enkulu yezezimali kubazuzi.
Nokho, uhlelo olusha lukahulumeni lugxile ekuhlomiseni abantu asebekhulile kusukela eminyakeni engu-65 nabantu abakhubazekile, luthembisa izimo ezingcono zenkontileka nezinga lenzalo eliphansi.
Ngezansi, qonda kangcono ngale ndlela entsha yesikweletu futhi ubone ukuthi ubani ongafaka isicelo nokuthi usifaka kanjani.
Imali entsha ebolekiwe edonswa emholweni yababhalise ku-CadÚnico ikhishwe nguHulumeni
Isikweletu esisha esikhishelwe ababhaliswe ku-CadÚnico sihlose ukusiza abahlomuli be-Benefício de Prestação Continuada (BPC). Ngakho-ke, kudingeka uthole i-BPC futhi ube ne-Cadastro Único ebuyekeziwe ukuze ucele imali mboleko.
Imali mboleko edonswa ngokuqondile emholweni iwuhlobo lwesikweletu olwadalelwa ekuqaleni abahola impesheni nabathola impesheni yabasinda kwa-INSS, lunikeza amanani enzalo aphansi uma kuqhathaniswa nezinye izinhlobo.
Nokho, iMedida Provisória (MP) entsha eguqula imithetho ye-Bolsa Família isanda kuvunywa eSenate. Ngaphezu kwezinguquko ohlelweni olukhulu kunazo zonke lokudluliswa kwemali e-Brazil, lo mbhalo uphinde wavumela abahlomuli be-BPC ukuthi bacele imali mboleko.
Empeleni, abahlomuli bazocela isikweletu ebhange noma esikhungweni sezimali, bese lesi sikweletu sidonswa ngokuqondile enzuzweni yabo. Lokhu kusho ukuthi izitolimende zemali mboleko zizodonswa ngokuqondile ephepheni lokukhokha lomhlomuli.
Imithetho yokucela imali mboleko edonswa ngokuqondile emhlomulweni we-BPC
Labo abafisa ukufaka isicelo semalimboleko edonswa ngokuqondile kumhlomulo we-BPC kufanele baqaphele imithetho yokufaka isicelo. Ngokusho kwe-MP entsha, abahlomuli bazokwazi ukusebenzisa kufika ku-35% wenkokhelo yabo yanyanga zonke, lapho u-30% uzosetshenziselwa ukukhokha izitolimende bese u-5% usetshenziselwe izindleko zekhadi lesikweletu elidonswa ngokuqondile.
Ukuze bafake isicelo sesikweletu, abahlomuli kufanele baxhumane nebhange noma nesikhungo sezezimali bese beqala inqubo yokufaka isicelo semalimboleko. Ngakho-ke, kufanele bazise ukuthi bafisa ukuthatha imali ebolekiwe edonswa ngokuqondile ku-Benefício de Prestação Continuada (BPC).
Ngaleyo ndlela, isikhungo sizokwenza isibalo sokulingisa ukuze sethule imibandela, inani elizokhishwa, inani kanye nenani lezitolimende, kanye namazinga enzalo. Uma umhlomuli evuma, kufanele asayine inkontileka kuphela, bese imali izofakwa ku-akhawunti yakhe yasebhange maduze.
Kubalulekile ukukhumbula ukuthi okwamanje akukakwazi ukufaka isicelo sesikweletu, njengoba i-MP yamukelwe eKamelweni Lamephini naseSenate, kodwa isalinde ukugunyazwa nguMongameli WeRiphabhulikhi, okulindeleke ukuthi kwenzeke maduze.
Izinyathelo zokuqapha lapho ufaka isicelo semalimboleko edonswa ngokuqondile ye-CadÚnico
Inhloso yemalimboleko edonswa ngqo eholo yabahlomuli be-CadÚnico ukuhlinzeka abahlomuli ngendlela yokuthola isikweletu efinyeleleka kalula nethembekile. Ngale ndlela, izohlinzeka ngezimo ezingcono ukuze kuvinjelwe abantu abaswele kakhulu ekufuneni usizo lwezezimali olungahlelekile, olunenzalo eyeqile.
Nokho, abahlomuli be-CadÚnico kufanele baqaphele lapho becela le mboleko edonswa ngqo eholo. Lokhu kungenxa yokuthi akukhulisi imali engenayo, kodwa kuyisicelo sesikweletu okufanele siphathwe ngokuzibophezela.
Ngakho-ke, ababhalisile kufanele bazi ukuthi, lapho benza isicelo, ingxenye yomhlomulo wabo wanyanga zonke izobanjwa, okuzoholela ezitolimendeni ezincane kuze kuphele isivumelwano.
Ngakho-ke, kubalulekile ukwenza ukuhlaziywa kwezezimali ukuze kunqunywe ukuthi lena yini inketho engcono okwamanje nokuthi bazokwazi yini ukubhekana nezibopho zokudonswa kwemali esikhathini esizayo.
