Izikhangiso
UHulumeni Wombuso Wethule Uhlelo i-Acredita, isinyathelo esithembisa ukuguqula impilo yabantu baseBrazil ababhaliswe ku-Cadastro Único para Programas Sociais (CadÚnico). Nokho, Ngokugxila ekunikezeni isikweletu esincane kule ngxenye yabantu, lolu hlelo luhlose ukukhuthaza ezamabhizinisi, ukwenziwa kwemali engenayo kanye nokufakwa kwezezimali.
Luyini Uhlelo i-Acredita?
Uhlelo i-Acredita luyimpendulo eqondile esidingweni sokufakwa kwezezimali kwemindeni ehola kancane ebhaliswe ku-CadÚnico.
Izikhangiso
Ngakho-ke, Inhloso ukunikeza ukufinyelela ezinsizeni zezezimali ezivumela ukuqala noma ukwandisa amabhizinisi amancane, kuthuthukiswe izinga lokuphila futhi kukhuthazwe ukuzimela kwezomnotho.
Ubani Ongabamba Iqhaza?
Iqembu elihlosiwe loHlelo i-Acredita ngabantu ababhaliswe ku-CadÚnico, isizindalwazi esihlanganisa imininingwane yezenhlalo nezomnotho yemindeni ehola kancane eBrazil. Ukuze ubambe iqhaza, kuyadingeka:
- Ukubhaliswa ku- I-CadÚnico: Ukubhaliswa ku-CadÚnico kubalulekile, ngoba lolu hlelo lusebenzisa le datha ukukhomba nokukhetha abahlomulayo;
- Ukuba ngaphezu kweminyaka engu-18: Abantu abadala kuphela abangacela isikweletu esincane;
- Ukuba nombono webhizinisi noma ibhizinisi elincane: Uhlelo luhloselwe osomabhizinisi abasha kanye nalabo asebenebhizinisi elincane abafisa ukulikhulisa.
Indlela Esebenza Ngayo Imalimboleko Encane
Imalimboleko encane ehlinzekwa Uhlelo Acredita inezici ezithile eziyihlukanisa kwezinye izinhlobo ze malimboleko zendabuko. Nazi izici eziyinhloko:
Amanani emalimboleko encane ayahluka kuye ngesidingo kanye nephrofayela yomfakisicelo.
Ngokuvamile, imalimboleko incane, ilungele ukuxhasa imali yokusebenza, ukuthengwa kwemishini noma kwezinto zokusetshenziswa, kanye nezinye izidingo eziyisisekelo zebhizinisi.
Ngaphezu kwalokho, imigomo yokukhokha iyaguquguquka, inezikhathi zokukhokha kanye nezilinganiso zenzalo ezehlisiwe, okwenza kube lula ukuthola isikweletu.
Benza lula inqubo yokufaka isicelo semalimboleko encane ukuze kuqinisekiswe ukuthi abantu abaningi bangakwazi ukufinyelela ezinsizeni ngaphandle kokubhekana nezithiyo zezinhlelo zamaphepha. Abanentshisekelo kufanele:
- Bafake isicelo: Isicelo singafakwa ezikhungweni zosizo ze-CadÚnico noma ngezinkundla eziku-inthanethi ezihlinzekwa uhulumeni;
- Ukwethula uhlelo lwebhizinisi: Nakuba uhlelo oluningiliziwe lungadingeki, kubalulekile ukuthi ofaka isicelo acacelwe ukuthi uhlose ukusisebenzisa kanjani isikweletu;
- Ukubamba iqhaza ekuhlolweni: Ngemva kokubhalisa, ozongenela ukhetho uzohlolwa ngokwezenhlalo nakwezomnotho ukuze kuqinisekiswe ukufaneleka futhi kunqunywe inani lesikweletu.
Ukulandelelwa Nokwesekwa
Ngaphezu kwesikweletu sezezimali, iPrograma Acredita inikeza abahlomuli ukulandelelwa nokwesekwa kwezobuchwepheshe.
Nokho, lokhu kuhlanganisa ukuqeqeshwa ekuphathweni kwezimali, ekuhleleni amabhizinisi nakwezinye izindawo ezifanele empumelelweni yebhizinisi.
Lolu hlelo luhlose ukuqinisekisa ukusetshenziswa kahle kwezinsiza nokwandisa amathuba okuphumelela kwamabhizinisi.
I-Microcredit kanye Nemithelela Elindelekile
Ukwethulwa kwePrograma Acredita kumelela isinyathelo esibalulekile ekulweni nobumpofu nokungalingani kwezenhlalo eBrazil. Ngokunikeza abantu abahola kancane i-microcredit, uhulumeni wesifundazwe ulindele:
Ukukhuthaza ezamabhizinisi, Ukukhuthaza ukusungulwa nokukhula kwamabhizinisi amancane.
Izikhangiso
Ukudala imali engenayo, Ukwandisa amandla emindeni okuzakhela imali engenayo.
Ukukhuthaza ukufakwa kwezezimali, Ukwandisa ukufinyelela ohlelweni lwezezimali olusemthethweni, kube negalelo ekuzinzeni komnotho kwemindeni ehlomulayo.
Uhlelo lwe-Acredita: imali mboleko encane
Uhlelo lwe-Acredita luvela njengohlelo olusha noludingekayo lokukhuthaza ukufakwa kwezezimali kanye nentuthuko yezenhlalo nezomnotho yemindeni ehola kancane eBrazil.
Ngaphezu kwalokho, Ngokufinyelela emalini mboleko encane nasekusekelweni kwezobuchwepheshe, abahlomulayo bathola ithuba lokuguqula izimpilo zabo futhi babe negalelo ekukhuleni komnotho wezwe.
Nokho, Uma ubhalisiwe ku-CadÚnico futhi unombono webhizinisi, Uhlelo lwe-Acredita lungaba umfutho owudingayo ukuze ufinyelele imigomo yakho.
Isithombe: Ukukhiqizwa kabusha/I-inthanethi.
