Izikhangiso
Emhlabeni wamabhange edijithali, i-Nubank igqama njengenye yama-fintech ahamba phambili e-Brazil, eyaziwa ngezixazululo zayo zezimali ezintsha neziku-inthanethi ngokuphelele. Ngakho-ke, muva nje, i-Nubank yenze izimemezelo ezintathu ezibalulekile ezithembisa ukuguqula indlela amakhasimende asebenzisana ngayo nezimali zawo. Lokhu kungenxa yokuthi lolu shintsho lumayelana nomkhawulo wesikweletu.
I-Nubank inyusa umkhawulo wesikweletu wamakhasimende ayo, okuyisenzo esibonisa ukuzibophezela kwayo ekunikezeni izinsizakalo zezimali ezihambisana nezidingo zomuntu ngamunye. Kumakhasimende, lokhu kusho indawo eyengeziwe yokuphatha izimali kanye nethuba lokwenza imisebenzi eminingi, okuyinto ebalulekile esimweni somnotho esishintsha njalo.
Bona Okuningi: Ungayithola kanjani i-PIX ka-R$1 000 ku-Bolsa Família?
Ungawunyusa kanjani umkhawulo wakho wesikweletu e-Nubank?
Ukuze unyuse umkhawulo wakho wesikweletu e- Nubank, kubalulekile ukugcina ulwazi lwakho lwezezimali luvuselelwe kuhlelo lokusebenza. Ibhange lihlola njalo imali engenayo yamakhasimende alo, futhi ukuvuselela le datha kungaba ukhiye wokwenyuka okukhulu komkhawulo wesikweletu. Ngaphezu kwalokho, ukugwema ukukhokha isikweletu ngezigaba nokukhokha kusenesikhathi kuyizindlela ezisebenzayo ezibonisa ukuzibophezela kwezezimali futhi ezingaba nomthelela omuhle ekuhlaziyweni kwesikweletu.
Ezinye izindlela zokonga nokutshala imali
I-Nubank iphinde igcizelele ukubaluleka kokonga njengendlela yokwandisa imali engenayo esikhathini eside. Ngaphezu kokonga okuvamile, i-fintech inikeza ezinye izindlela ezifana ne-akhawunti ye-Nubank kanye “nama-Caixinhas e-Nubank”, alungele ukuhlela imigomo yesikhathi eside. Ngakho-ke, inzuzo yokonga iyahlukahluka kuye ngezinga le-Selic, kuyilapho i-akhawunti ye-Nubank inikeza inzuzo engu-100% ye-CDI, inikeze imbuyiselo ekhanga kakhulu.
Lezi zindaba ezintsha ze-Nubank zimelela ithuba elibalulekile kumakhasimende lokuthuthukisa impilo yawo yezezimali nokwenza izinqumo ezihlakaniphe kakhudlwana mayelana nemali. Ngale ndlela, ngokwandiswa komkhawulo wesikweletu kanye nezinketho zokonga nokutshala imali, i-Nubank iqinisekisa kabusha indima yayo njengomholi emakethe yamabhange edijithali e-Brazil, inikeza izixazululo ezisebenzayo nezisebenza kahle zokuphatha ezezimali.
