Izikhangiso
Ukuphela konyaka kuyasondela, futhi nakho kufika nezinselele zezezimali ezivamile zalesi sikhathi. Imikhosi, izipho nemibuthano kungacindezela isabelomali, kudinge ukuhlela nokulawula. Ngisho noma izimali zakho zihlelekile, ukuphatha lezi zindleko ezengeziwe kudinga ukunakwa neqhinga.
Kubalulekile ukuhlola isimo sakho samanje sezezimali futhi ubeke umkhawulo wezindleko ongeke ubeke engcupheni izindleko zakho ezibalulekile zenyanga elandelayo. Ukuze uphathe kahle, kubalulekile ukubhala phansi zonke izindleko. Lokhu kunikeza umbono ocacile womkhawulo wakho wezezimali. Ngaphezu kwalokho, ungakhohlwa ukucabangela izindleko zokuqala konyaka, njengezintela nezinto zesikole. Ukubeka phambili izindleko ezibalulekile, njengendawo yokuhlala nokudla, kubalulekile ukuze ugcine impilo enhle yezezimali.
Izikhangiso
Bona Okuningi: Ushintsho ekukhokheni isondlo. Qonda
Amasu esabelomali esilinganiselayo
Ukusungula isabelomali esinengqondo kuyisihluthulelo sokubhekana nezindleko zokuphela konyaka. Hlaziya izimali zakho bese unquma inani eliphakeme ongalisebenzisa, ngaphandle kokuthikameza izidingo zakho eziyisisekelo. Khumbula ukuthi kubalulekile ukufaka ezinhlelweni izindleko zokuqala konyaka olandelayo.
Ubuchwepheshe obusiza ekulawuleni izindleko
Esikhathini sedijithali, sinezinhlelo zokusebenza namathuluzi obuchwepheshe angaba abasizi abakhulu ekuphathweni kwezimali. Izinhlelo zokusebenza zokulawula izimali ziyindlela enhle kakhulu, njengoba zikuvumela ukuba uqaphe izindleko, ubeke imigomo futhi zikuxwayise lapho ususondela emkhawulweni wezindleko. Isibonelo, uhlelo lokusebenza Serasa luhlinzeka ngensiza ethi “Ama-akhawunti Ami”, ethumela izaziso mayelana nama-invoyisi akhishwe nge-CPF yakho, okwenza ukuhlelwa kwezimali kube lula.
Ukubhekana nezindleko zokuphela konyaka kudinga ukuhlela ngokucophelela nangendlela enengqondo. Beka kuqala izindleko ezibalulekile, sungula isabelomali futhi usebenzise amathuluzi obuchwepheshe ukuze ugcine ukulawula. Ngaleyo ndlela, uzokwazi ukujabulela imikhosi ngaphandle kokufaka impilo yakho yezezimali engozini.
