Izikhangiso
Qonda umthelela woHlelo lwe-Desenrola lapho ubhekene nezikweletu. Bona ukuthi imfundo yezezimali ingazivimbela kanjani izikweletu zesikhathi esizayo.
Uhlelo lwe-Desenrola, olwakhelwe ukubhekana nezikweletu zamabhange nezingezona ezamabhange, luqede inyanga yalo yokuqala luhlanganise u-R$ 8,1 billion wezikweletu ezaxoxwa kabusha. Lokhu kwazuzisa amakhasimende acishe abe ngu-985 ayizinkulungwane, ngokwezibalo zakamuva ze-Federation of Brazilian Banks (Febraban).
Lesi sici sohlelo, nakuba sinikeza ikhasimende ukuphumula kwesikhashana, singadala uchungechunge lwezikweletu, uma kungekho ukuphathwa kwezezimali okufanele. Kubalulekile ukuqaphela ukuthi isikweletu esifika ku-R$ 100 singaphindaphindeka ngesikhathi esifushane sonyaka owodwa, uma kubhekwa isilinganiso senzalo sonyaka esingu-59,9% sesikweletu somuntu siqu.
Kwenzekani lapho ushiya lezi zikweletu zingakhokhiwe?
Funda futhi: I-Desenrola Brasil: Ukuxoxisana Kabusha Ngezikweletu Okusheshiswe Izitolo Ezinkulu
Ngokusho kwe-Febraban, cishe amarekhodi ayizigidi ezinhlanu ezikweletu ezingakhokhiwe, anamanani afinyelela ku-R$ 100, asuswa ohlwini lwabangakhokhi kuze kube nguJulayi 2023. Nokho, ingxenye enkulu yalezi zikweletu ihlobene nama-akhawunti amancane, anganakwa ezikhungweni zezezimali, aqhubeka eqongelela izindleko.
Ngaphezu kwalokho, amakhasimende amaningi awawazi lawo matyala, njengoba engazihlolanga ngokwanele izitatimende zawo zasebhange noma ezinkundleni zedijithali. Ngakho-ke, esimweni esinjalo, ochwepheshe emkhakheni wezezimali bagcizelela isidingo sokukhokha ngokushesha la ma-akhawunti ngemva kokususa ukungakhokhi.
Ungazivikela kanjani ezikweletini ngemva kokuxoxisana kabusha ngokukhokha kanye nokubaluleka kwemfundo yezezimali
Funda futhi: Funda konke mayelana ne-Values a Receber
Mayelana nesigaba sesibili soHlelo i-Desenrola, izazi zezomnotho uRicardo Teixeira noGilberto Braga ziyavumelana ngokubaluleka kokuhlela ngokuningiliziwe kwamakhasimende. Lokhu kuhloswe ukuvimbela ukuphinde kube nesimo sezikweletu ngemva kokuxoxisana kabusha ngokukhokha. Ngakho-ke, kunconywa ukufeza izivumelwano ezenziwe ngesikhathi sokuxoxisana kabusha ngaphambi kokuthatha ezinye izibopho.
Ngaphezu kwalokho, isici esibaluleke kakhulu esikhonjiswe ochwepheshe mayelana ne-Desenrola sihlobene nokubaluleka kokufaka uhlelo lwemfundo yezezimali. Nakuba ezinye izikhungo zezezimali zisabalalisa ulwazi ngamavidiyo, kusenendawo enkulu yokuthuthukisa imfundo yamakhasimende.
