Izibhengezo
Imali-mboleko eneSithuthi esiQinisekisayo luhlobo lwenkonzo yezemali oluye lwabaluleka ngakumbi kule meko yangoku, ingakumbi ngenxa yokunikezelwa kwenzala efanelekileyo ngakumbi.
Phakathi kwamaziko anikezela ngale nkonzo, i BV igqama ngokuthembeka kwayo nangoluhlu lweenzuzo ezinikwa abathengi bayo. Makhe singene nzulu kolu hlobo lwemali-mboleko ukuze siqonde iingenelo nendlela olusebenza ngayo.
Izibhengezo
Ukuqonda iMali-mboleko eneSithuthi esiQinisekisayo ye-BV
I imali-mboleko eneSithuthi esiQinisekisayo ye-BV yindlela yokufumana ityala apho umthengi asebenzisa isithuthi sakhe esihlawulwe ngokupheleleyo njengesiqinisekiso sokufumana imali-mboleko.
Le modeli inika umthengi iimeko ezilunge ngakumbi, ezifana nenzala ephantsi kunye namaxesha okuhlawula awandisiweyo, xa kuthelekiswa nezinye iindlela zokufumana ityala.
Inkqubo yokuFumana nokuSebenza
Inkqubo yokufumana le mali-mboleko ilula noko. Umthengi onomdla kufuneka abe nesithuthi esihlawulwe ngokupheleleyo esibhaliswe egameni lakhe aze aqhagamshelane ne-BV ukuze aqalise inkqubo.
Iziko liya kwenza uvavanyo lwesithuthi ukumisela elona xabiso liphezulu lemali-mboleko enokunikezelwa. Ngokusekelwe kolu vavanyo, umthengi angacela imali ayifunayo, ukuba nje ingaphakathi komda omiselwe yi-BV.
Izibonelelo ezongezelelweyo zeMali-mboleko eKhuselwe sisiThuthi ye-BV
Ukhuseleko lwezeMali: Ngokunikezela ngesithuthi njengesibambiso, umthengi ufumana inzala ephantsi, nto leyo enika ukhuseleko olukhulu lwezezimali ekuhambeni kwexesha.
Ukuguquguquka kweNtlawulo: Imigaqo yentlawulo eguquguqukayo enikezelwa yi-BV ivumela umthengi ukuba akhethe olona khetho lufanelekileyo ngokwamandla akhe emali.
Ukufikelela ngokukhawuleza kwiZibonelelo: Emva kokuvunywa, imali-mboleko ikhutshwa ngokukhawuleza, iqinisekisa ukufikelela kwangoko kwizibonelelo zemali ezifunekayo.
Ukuqhubeka nokuSebenzisa isiThuthi: Nangona esebenzisa isithuthi njengesibambiso, umthengi uyaqhubeka nokuba naso aze asisebenzise ngexesha lemali-mboleko.
Imali-mboleko kunye nesibambiso sesithuthi
Imali-mboleko eneSithuthi esiQinisekisayo luhlobo lwenkonzo yezemali oluye lwabaluleka ngakumbi kule meko yangoku, ingakumbi ngenxa yokunikezelwa kwenzala efanelekileyo ngakumbi.
Phakathi kwamaziko anikezela ngale nkonzo, i-BV ibalasele ngokuthembeka kwayo nangoluhlu lweenzuzo kubathengi bayo. Makhe singene nzulu kolu hlobo ukuze siqonde iingenelo zalo nendlela olusebenza ngayo.
Ukuqonda iMali-mboleko eneSithuthi esiQinisekisayo ye-BV
Imali-mboleko ye-BV enesiqinisekiso sesithuthi luhlobo lwetyala apho umthengi esebenzisa isithuthi sakhe esihlawulwe ngokupheleleyo njengesiqinisekiso sokufumana imali-mboleko.
Le nto inika umthengi iimeko ezilunge ngakumbi, ezifana namazinga enzala asezantsi kunye namaxesha okuhlawula awandisiweyo, xa kuthelekiswa nezinye iintlobo zetyala.
Izibhengezo
Inkqubo yokuFumana nokuSebenza
Inkqubo yokufumana le mali-mboleko ilula noko. Umthengi onomdla kufuneka abe nesithuthi esihlawulwe ngokupheleleyo esibhaliswe egameni lakhe aze aqhagamshelane ne-BV ukuze aqalise inkqubo.
Nangona kunjalo, iziko liya kuvavanya isithuthi ukuze limisele elona xabiso liphezulu lemali-mboleko elinokunikezelwa. Ngokusekelwe kolu vavanyo, umthengi angacela imali ayifunayo, ukuba nje ingaphakathi komda omiselwe yi-BV.
Izibonelelo ezongezelelweyo zeMali-mboleko eKhuselwe sisiThuthi ye-BV
Ukhuseleko lwezeMali: Ngokunikezela ngesithuthi njengesibambiso, umthengi ufumana inzala ephantsi, nto leyo enika ukhuseleko olukhulu lwezezimali ekuhambeni kwexesha.
Ukuguquguquka kokuHlawula: Amaxesha okuhlawula aguquguqukayo anikezelwa yi-BV avumela umthengi ukuba akhethe olona khetho lungcono ngokwamandla akhe emali kunye neenjongo zakhe.
Ukufikelela ngokukhawuleza kwiZibonelelo: Emva kokuvunywa, iziko likhupha ngokukhawuleza imali-mboleko, liqinisekisa ukufikelela kwangoko kwizibonelelo zemali ezifunekayo.
Ukuqhubeka nokuSebenzisa isiThuthi: Nangona esebenzisa isithuthi njengesibambiso, umthengi uyaqhubeka nokuba naso aze asisebenzise ngexesha lemali-mboleko.
Ukutyhila iiNzuzo zeMali-mboleko eKhuselwe siSithuthi ye-BV
Imali-mboleko eKhuselwe siSithuthi ye-BV ibonelela ngeenzuzo ezininzi kwabo bafuna ikhredithi enemigaqo efanelekileyo ngakumbi.
Nangona kunjalo, kubalulekile ukuvavanya ngononophelo imeko yakho yezemali ngaphambi kokukhetha olu hlobo lwemali-mboleko, ngaloo ndlela uqinisekisa ukuba uya kukwazi ukuzifezekisa izibophelelo zemali-mboleko.
Ngoxanduva nocwangciso, olu hlobo lwemali-mboleko lunokuba sisixhobo esixabisekileyo sokufezekisa iinjongo zemali ngendlela esebenzayo ngakumbi.
Umfanekiso: Ukuveliswa kwakhona/ I-Intanethi.