Izibhengezo
URhulumente weFederali uqalise iNkqubo iAcredita, inyathelo elithembisa ukuguqula ubomi babantu baseBrazil ababhaliswe kwiCadastro Único para Programas Sociais (CadÚnico). Nangona kunjalo, Ngokugxila ekuboneleleni ngemali-mboleko encinci kweli candelo loluntu, le nkqubo ijolise ekukhuthazeni ushishino, ukuveliswa kwengeniso nokubandakanywa kwezemali.
Yintoni iNkqubo iAcredita?
iNkqubo iAcredita yimpendulo ethe ngqo kwimfuno yokubandakanywa kwezemali kwiintsapho ezinengeniso ephantsi ezibhaliswe kwiCadÚnico.
Ngoko ke, Injongo kukubonelela ngokufikelela kwizibonelelo zemali ezivumela ukuqaliswa okanye ukwandiswa kwamashishini amancinci, kuphuculwe umgangatho wobomi kuze kukhuthazwe ukuzimela kwezoqoqosho.
Ngubani Onokuthatha Inxaxheba?
Abajoliswe kwiNkqubo iAcredita ngababhaliswe kwiCadÚnico, uvimba wedatha oqokelela iinkcukacha zentlalo noqoqosho lweentsapho ezinengeniso ephantsi eBrazil. Ukuze uthathe inxaxheba, kuyimfuneko:
- Ukubhaliswa kwi CadÚnico: Ukubhaliswa kwiCadÚnico kubalulekile, kuba le nkqubo isebenzisa ezi datha ukuchonga nokukhetha abaxhamli;
- Ukuba ngaphezulu kweminyaka eli-18: Ngabantu abadala kuphela abanokucela imali-mboleko encinci;
- Ukuba nombono weshishini okanye ishishini elincinci: Inkqubo ijolise kubo bobabini oosomashishini abatsha nabo sele beneshishini elincinci kwaye banqwenela ukulandisa.
Indlela Esebenza Ngayo Imicrocredit
Imicrocredit enikezelwa yiNkqubo Acredita ineempawu ezithile eziyahlula kwezinye iintlobo zee mboleko zemveli. Nazi iinkalo eziphambili:
Iimali zemicrocredit ziyahluka ngokwemfuno nangeprofayili yomfaki-sicelo.
Ngokubanzi, iimali-mboleko zincinci, zilungele ukuxhasa imali yokusebenza, ukuthenga izixhobo okanye izinto zokufaka, kunye nezinye iimfuno ezisisiseko zeshishini.
Ukongeza, imiqathango yokuhlawula iyaguquguquka, kukho amaxesha okuhlawula kunye neenzala ezincitshisiweyo, nto leyo eyenza kube lula ukufikelela kwityala.
Zenza lula inkqubo yokufaka isicelo semicrocredit ukuqinisekisa ukuba abantu abaninzi banokufikelela kwizibonelelo ngaphandle kokujongana nemiqobo yolawulo. Abanomdla kufuneka:
- Bafake isicelo: Isicelo sinokufakwa kwiindawo zoncedo zeCadÚnico okanye ngeeqonga ezikwi-intanethi ezibonelelwa ngurhulumente;
- Ukunikezela ngesicwangciso seshishini: Nangona kungafuneki isicwangciso esineenkcukacha, kubalulekile ukuba umceli abe nokuqonda okucacileyo ngendlela aceba ukusebenzisa ngayo ikhredithi;
- Ukuthatha inxaxheba kuvavanyo: Emva kobhaliso, umviwa uya kuvavanywa ngokwentlalo noqoqosho ukuze kuqinisekiswe ukufaneleka kwakhe kwaye kumiselwe isixa sekhredithi.
Ukulandelelwa neNkxaso
Ukongeza kwikhredithi yezemali, iNkqubo iAcredita ibonelela abaxhamli ngokulandelelwa nenkxaso yobugcisa.
Nangona kunjalo, oku kubandakanya uqeqesho kulawulo lwezemali, ucwangciso lwamashishini kunye nezinye iinkalo ezifanelekileyo kwimpumelelo yeshishini.
Le nkqubo ijolise ekuqinisekiseni ukusetyenziswa kakuhle kwezibonelelo nasekwandiseni amathuba empumelelo yamashishini.
Ikhredithi encinci neMpembelelo elindelekileyo
Ukusungulwa kweNkqubo iAcredita kubonisa inyathelo elibalulekileyo kumlo ochasene nentlupheko nokungalingani kwezentlalo eBrasil. Ngokubonelela abantu abanemivuzo ephantsi ngekhredithi encinci, urhulumente womanyano ulindele:
Ukukhuthaza ushishino, Ukukhuthaza ukusekwa nokukhula kwamashishini amancinci.
Ukuvelisa ingeniso, Ukwandisa amandla eentsapho okuvelisa ingeniso yazo.
Ukukhuthaza ukubandakanywa kwezemali, Ukwandisa ukufikelela kwinkqubo yezemali esesikweni, oko kube negalelo kuzinzo lwezoqoqosho lweentsapho ezixhamlayo.
Inkqubo i-Acredita: imali-mboleko encinci
Inkqubo i-Acredita ivela njengenyathelo elitsha neliyimfuneko lokukhuthaza ukubandakanywa kwezemali nophuhliso lwentlalo noqoqosho lweentsapho ezinengeniso ephantsi eBrazil.
Ukongeza, Ngokufikelela kwimali-mboleko encinci nakwinkxaso yobugcisa, abaxhamli banethuba lokuguqula ubomi babo baze babe negalelo ekukhuleni kwezoqoqosho lwelizwe.
Nangona kunjalo, Ukuba ubhalisiwe kwi-CadÚnico kwaye unombono weshishini, iNkqubo i-Acredita inokuba yinkuthazo oyifunayo ukuze ufezekise iinjongo zakho.
Umfanekiso: Ukuveliswa kwakhona/I-Intanethi.
