Izibhengezo
URhulumente weFederali uqalise iNkqubo iAcredita, inyathelo elithembisa ukuguqula ubomi babantu baseBrazil ababhaliswe kwiCadastro Único para Programas Sociais (CadÚnico). Nangona kunjalo, Ngokugxila ekuboneleleni ngemali-mboleko encinci kweli candelo loluntu, le nkqubo ijolise ekukhuthazeni ushishino, ukuveliswa kwengeniso nokubandakanywa kwezemali.
Yintoni iNkqubo iAcredita?
iNkqubo iAcredita yimpendulo ethe ngqo kwimfuno yokubandakanywa kwezemali kwiintsapho ezinengeniso ephantsi ezibhaliswe kwiCadÚnico.
Izibhengezo
Ngoko ke, Injongo kukubonelela ngokufikelela kwizibonelelo zemali ezivumela ukuqaliswa okanye ukwandiswa kwamashishini amancinci, kuphuculwe umgangatho wobomi kuze kukhuthazwe ukuzimela kwezoqoqosho.
Ngubani Onokuthatha Inxaxheba?
Abajoliswe kwiNkqubo iAcredita ngababhaliswe kwiCadÚnico, uvimba wedatha oqokelela iinkcukacha zentlalo noqoqosho lweentsapho ezinengeniso ephantsi eBrazil. Ukuze uthathe inxaxheba, kuyimfuneko:
- Ukubhaliswa kwi CadÚnico: Ukubhaliswa kwiCadÚnico kubalulekile, kuba le nkqubo isebenzisa ezi datha ukuchonga nokukhetha abaxhamli;
- Ukuba ngaphezulu kweminyaka eli-18: Ngabantu abadala kuphela abanokucela imali-mboleko encinci;
- Ukuba nombono weshishini okanye ishishini elincinci: Inkqubo ijolise kubo bobabini oosomashishini abatsha nabo sele beneshishini elincinci kwaye banqwenela ukulandisa.
Indlela Esebenza Ngayo Imicrocredit
Imicrocredit enikezelwa yiNkqubo Acredita ineempawu ezithile eziyahlula kwezinye iintlobo zee mboleko zemveli. Nazi iinkalo eziphambili:
Iimali zemicrocredit ziyahluka ngokwemfuno nangeprofayili yomfaki-sicelo.
Ngokubanzi, iimali-mboleko zincinci, zilungele ukuxhasa imali yokusebenza, ukuthenga izixhobo okanye izinto zokufaka, kunye nezinye iimfuno ezisisiseko zeshishini.
Ukongeza, imiqathango yokuhlawula iyaguquguquka, kukho amaxesha okuhlawula kunye neenzala ezincitshisiweyo, nto leyo eyenza kube lula ukufikelela kwityala.
Zenza lula inkqubo yokufaka isicelo semicrocredit ukuqinisekisa ukuba abantu abaninzi banokufikelela kwizibonelelo ngaphandle kokujongana nemiqobo yolawulo. Abanomdla kufuneka:
- Bafake isicelo: Isicelo sinokufakwa kwiindawo zoncedo zeCadÚnico okanye ngeeqonga ezikwi-intanethi ezibonelelwa ngurhulumente;
- Ukunikezela ngesicwangciso seshishini: Nangona kungafuneki isicwangciso esineenkcukacha, kubalulekile ukuba umfaki-sicelo acace ngendlela aceba ukusebenzisa ngayo ikhredithi;
- Ukuthatha inxaxheba kuvavanyo: Emva kobhaliso, umviwa uya kuvavanywa ngokwentlalo noqoqosho ukuze kuqinisekiswe ukufaneleka kwakhe nokumiselwa kwesixa sekhredithi.
Ulandelelwano neNkxaso
Ukongeza kwikhredithi yemali, iNkqubo iAcredita ibonelela abaxhamli ngolandelelo nenkxaso yobugcisa.
Nangona kunjalo, oku kubandakanya uqeqesho kulawulo lwezemali, ucwangciso lwamashishini kunye nezinye iinkalo ezifanelekileyo kwimpumelelo yeshishini.
Le nkqubo ijolise ekuqinisekiseni ukusetyenziswa kakuhle kwezixhobo nasekwandiseni amathuba okuphumelela kwamashishini.
Ikhredithi encinci kunye neeMpembelelo eziLindelweyo
Ukusungulwa kweNkqubo iAcredita kubonisa inyathelo elibalulekileyo kumlo wokulwa intlupheko nokungalingani kwezentlalo eBrasil. Ngokubonelela abantu abanemivuzo ephantsi ngekhredithi encinci, urhulumente womanyano ulindele ukuba:
Kukhuthazwe ushishino, Kukhuthazwe ukusekwa nokukhula kwamashishini amancinci.
Izibhengezo
Kwenziwe ingeniso, Kwandiswe amandla eentsapho okwenza ingeniso yazo.
Ukukhuthaza ukubandakanywa kwezemali, Ukwandisa ukufikelela kwinkqubo yezemali esesikweni, kube negalelo kuzinzo lwezoqoqosho lweentsapho ezixhamlayo.
Inkqubo i-Acredita: ityala elincinci
Inkqubo i-Acredita ivela njengenyathelo elitsha neliyimfuneko lokukhuthaza ukubandakanywa kwezemali kunye nophuhliso lwentlalo noqoqosho lweentsapho ezinengeniso ephantsi eBrazil.
Ukongeza, Ngokufikelela kwityala elincinci nakwinkxaso yobugcisa, abaxhamli banethuba lokutshintsha ubomi babo kwaye babe negalelo ekukhuleni koqoqosho lwelizwe.
Nangona kunjalo, Ukuba ubhaliswe kwi-CadÚnico kwaye unombono weshishini, iNkqubo i-Acredita inokuba yimpembelelo oyifunayo ukuze ufezekise iinjongo zakho.
Umfanekiso: Ukuveliswa kwakhona/I-Intanethi.
